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  MyScoreIQ Credit Monitoring
MyScoreIQ Credit Monitoring
in Credit Monitoring Services from IDIQ
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MyScoreIQ Credit Monitoring

Unaffiliated
in Credit Monitoring Services from IDIQ
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Highlights
Monthly Fee $34.99
(Verified 01/18/2023)

MyScoreIQ Credit Monitoring Review

MyScoreIQ Credit Monitoring Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Helps with disputing errors on your credit report.
  • Access your updated credit report anytime you want.
  • Provides identity protection.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not provide access to all three national credit bureau reports.

MyScoreIQ Credit Monitoring FAQ

What is MyScoreIQ Credit Monitoring?

IDIQ is based in Temecula, CA and was founded in 2009. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as MyScoreIQ Credit Monitoring.

How much is MyScoreIQ Credit Monitoring?

MyScoreIQ Credit Monitoring charges a monthly fee of of $34.99.

Does IDIQ offer free credit monitoring services?

No, MyScoreIQ Credit Monitoring does not offer free credit monitoring.

Does MyScoreIQ Credit Monitoring offer a free trial?

No, MyScoreIQ Credit Monitoring does not offer a free trial.

How accurate is MyScoreIQ Credit Monitoring?

MyScoreIQ Credit Monitoring is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

MyScoreIQ Credit Monitoring offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. MyScoreIQ Credit Monitoring gives you access to your FICO score, which is the model most widely used by lenders.

    How often does MyScoreIQ Credit Monitoring update?

    MyScoreIQ Credit Monitoring allows you to check an updated version of your credit report anytime you want.

    What features does MyScoreIQ Credit Monitoring offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features MyScoreIQ Credit Monitoring offers.

    MyScoreIQ Credit Monitoring Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Historical Score Tracking
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Anytime
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does MyScoreIQ Credit Monitoring offer identity protection?

    MyScoreIQ Credit Monitoring offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    MyScoreIQ Credit Monitoring offers a maximum coverage for identity theft of $25,000.

    Does MyScoreIQ Credit Monitoring help with fixing credit report errors?

    Yes, MyScoreIQ Credit Monitoring helps dispute incorrect or incomplete items on their credit reports.

    Does MyScoreIQ Credit Monitoring help you put a credit freeze on your credit report?

    No, MyScoreIQ Credit Monitoring does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact MyScoreIQ Credit Monitoring?

    The easiest way to contact MyScoreIQ Credit Monitoring is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.

    How to cancel MyScoreIQ Credit Monitoring?

    To cancel your MyScoreIQ Credit Monitoring account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join MyScoreIQ Credit Monitoring?

    1. Visit the MyScoreIQ Credit Monitoring website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
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    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 5:00am - 5:00pm
    • Tuesday 5:00am - 5:00pm
    • Wednesday 5:00am - 5:00pm
    • Thursday 5:00am - 5:00pm
    • Friday 5:00am - 5:00pm
    • Saturday 6:30am - 3:00pm

    About MyScoreIQ Credit Monitoring

    Feature Breakdown

    Monthly Fee $34.99
    (Verified 01/18/2023)
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Dispute Help
    • Historical Score Tracking
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Anytime
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support
    Access to Credit Report
    FICO Score Available
    Online Credit Education
    Identity Theft Insurance Limit $25,000

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