CreditCheck Total Review
What is CreditCheck Total?
CreditCheck Total is based in Allen, TX and was founded in 1995. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity.
Monitoring your credit can also help you keep track of your credit scores so you can plan ahead and repair any issues that could hurt your credit. You can monitor your credit by yourself or by using a credit monitoring service, such as CreditCheck Total.
Does CreditCheck Total offer free credit monitoring?
No, CreditCheck Total does not offer free credit monitoring.
How much is CreditCheck Total?
CreditCheck Total charges a monthly fee of of $29.99.
Does CreditCheck Total offer a free trial?
No, CreditCheck Total does not offer a free trial.
How accurate is CreditCheck Total?
CreditCheck Total is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.
There are three main credit reporting agencies, Experian, Equifax, and TransUnion, and each one collects and stores information differently to generate its own credit report.
Your credit scores can also differ significantly depending on which report your score is based on. So, it is a good practice to check all three credit reports. Credit scores also vary depending on the model used, such as Vantage or FICO 8.
CreditCheck Total gives you access to your FICO score, which is the model most widely used by lenders.
CreditCheck Total offers access to the credit reports mentioned below.
Credit Bureau Reporting Options
How often does CreditCheck Total update?
CreditCheck Total allows you to check an updated version of your credit report
What features does CreditCheck Total offer?
There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features CreditCheck Total offers.
CreditCheck Total Features
|Credit Bureau Reporting
|Credit Monitoring Features
- Credit Change Alerts
- FICO Score Available
- Free Trial Available
|Credit Report Frequency
- Identity Theft Insurance
- Identity Theft Monitoring
|Free Trial Available?
Does CreditCheck Total offer identity protection?
CreditCheck Total offers the following identity protection service.
Identity Protection Options
Identity Theft Insurance
Identity Theft Monitoring
Identity Restoration Support
What is the identity theft insurance limit?
CreditCheck Total offers a maximum coverage for identity theft of $1,000,000.
Does CreditCheck Total help with fixing credit report errors?
No, CreditCheck Total does not help with credit report error disputes.
How to contact CreditCheck Total?
The easiest way to contact CreditCheck Total is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.
How to cancel CreditCheck Total?
To cancel your CreditCheck Total account, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join CreditCheck Total?
- Visit the CreditCheck Total website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
How does CreditCheck Total compare to other credit monitoring companies?
Pros & Cons of CreditCheck Total
Offers access to the data of multiple credit bureaus.
Experian's credit report.
TransUnion's credit report.
Equifax's credit report.
FICO Score available.
Free trial available.
Provides identity protection.
Will not help with disputing errors on your credit report.
No free credit monitoring.
Does not provide access to all three national credit bureau reports.
Does not allow you to check your updated credit report anytime you want.
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