Last Updated: 04/18/2025
America Debt Resolutions
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$10,000
Settlement Fee %
16% - 21%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 06/21/2024)
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America Debt Resolutions Review
America Debt Resolutions is a debt settlement company based in Plano, TX. It offers debt relief services to borrowers in 50 state across the USA. Founded in 2006, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Minimum debt balance of $10,000. America Debt Resolutions only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
- ACDR and IAPDA accredited. America Debt Resolutions is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. America Debt Resolutions has been in business for 20 years.
- Only considers unsecured debts. America Debt Resolutions will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. America Debt Resolutions is available in 50 states.
America Debt Resolutions Pros & Cons
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America Debt Resolutions FAQ
What does America Debt Resolutions do?
America Debt Resolutions offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does America Debt Resolutions charge?
America Debt Resolutions charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, America Debt Resolutions only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
America Debt Resolutions settlement fees typically range from 16% of the enrolled debt up to 21% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with America Debt Resolutions for an accurate quote.
Does America Debt Resolutions offer a guarantee?
No, America Debt Resolutions does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt America Debt Resolutions will consider?
America Debt Resolutions is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does America Debt Resolutions perform its own servicing in-house?
Yes, America Debt Resolutions employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does America Debt Resolutions have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- America Debt Resolutions is an accredited ACDR member.
- America Debt Resolutions is an IAPDA member.
Is America Debt Resolutions LLC a legit company?
America Debt Resolutions LLC was founded in 2006, it is a well-established company that has been in business for 20 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from America Debt Resolutions
Hours of Operation
Sunday
Closed
Monday
7:00AM - 4:30PM
Tuesday
7:00AM - 4:30PM
Wednesday
7:00AM - 4:30PM
Thursday
7:00AM - 4:30PM
Friday
7:00AM - 4:30PM
Saturday
Closed