Is Century Debt Settlement the right fit for you?
Debt Settlement
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Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$10,000
Settlement Fee %
18% - 25%(Verified 06/21/2024)
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Monthly Maintenance Fee
$0(Verified 06/21/2024)
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Century Debt Settlement Review
Century Debt Settlement is a debt settlement company based in Huntingdon, PA. It offers debt relief services to borrowers in 30 states (and Washington, DC). Founded in 2012, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Minimum debt balance of $10,000. Century Debt Settlement only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
- ACDR and IAPDA accredited. Century Debt Settlement is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. Century Debt Settlement has been in business for 14 years.
- Multiple types of debt. Century Debt Settlement settles secured debt, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Available in most states. Century Debt Settlement is available in 30 states, and Washington, DC.
Century Debt Settlement Pros & Cons
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Century Debt Settlement FAQ
What does Century Debt Settlement do?
Century Debt Settlement offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
What does Century Debt Settlement charge?
Century Debt Settlement settlement fees typically range from 18% of the enrolled debt up to 25% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Century Debt Settlement for an accurate quote.
Does Century Debt Settlement offer a guarantee?
No, Century Debt Settlement does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Century Debt Settlement will consider?
Century Debt Settlement is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Century Debt Settlement perform its own servicing in-house?
No, Century Debt Settlement partners with third party service providers who negotiate on behalf of the clients they enroll.
What accreditations does Century Debt Settlement have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Century Debt Settlement is an accredited ACDR member.
- Century Debt Settlement is an IAPDA member.
Is Century Support Services, LLC a legit company?
Century Support Services, LLC was founded in 2012, it is a well-established company that has been in business for 14 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Century Debt Settlement
Hours of Operation
SundayClosedMonday6:00AM - 5:00AMTuesday6:00AM - 5:00AMWednesday6:00AM - 5:00AMThursday6:00AM - 5:00AMFriday6:00AM - 5:00AMSaturdayClosed
Other Services by Century Support Services, LLC
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-33
-1000+100
No one recommends
Everyone recommends
Century Debt Settlement Community Reviews
Would you recommend Century Debt Settlement to your friends?
AE
Amani E.
Oct 14, 2022
May or may not recommend
Very bad service. They hold my case for almost 4 years. I gave them the bank account for the guy and they didn't even bother to collect the money. They charged me 2700$ to collect the money from his account and they did nothing. They don't return phone calls. I don't advise anyone to deal with this company
Brooke M.
Mar 18, 2020
May or may not recommend
They ended up costing me way more money settling my debt then if I would have just called the credit card company and settled with them myself. It was outrageous. I wouldn’t recommend these guys to my worst enemy. Stay away!
U
Anonymous
Aug 10, 2019
May or may not recommend
They made it so easy and stress free to get rid of my debt. Every single customer service agent is informed and comunicative and I felt very taken care of. I never felt like I had to re explain my situations to multiple people like most other customer service call centers.
If I ever needed money back, there was such a quick turnaround, they're very lenient with needing to change ...Show More
Showing 3 of 3 reviews
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