Century Negotiations

Key Takeaways

• Low debt minimum. Century Negotiations stands out from the competition because it only requires clients to have a minimum balance of $5,000. Most firms require at least $10,000 of unsecured debt.
• ACDR and IAPDA accredited. Century Negotiations is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Well-established company. Century Negotiations has been in business for 23 years.
• Only considers unsecured debts. Century Negotiations will only settle unsecured debts. These include credit card accounts and personal loans.
• Only available in some states. Century Negotiations is only available in 26 states.

Century Negotiations Pros & Cons

Century Negotiations FAQ

What does Century Negotiations do?

• Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does Century Negotiations charge?

Does Century Negotiations offer a guarantee?

No, Century Negotiations does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Century Negotiations will consider?

Century Negotiations is recommended for customers with an unsecured debt of $5,000 or more. Customers with less than $5,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Century Negotiations perform its own servicing in-house?

What accreditations does Century Negotiations have?

• Century Negotiations is an accredited ACDR member.
• Century Negotiations is an IAPDA member.

Is Century Negotiations Inc. a legit company?