Century Negotiations

Century Negotiations Review

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Century Negotiations is a debt settlement company based in North Huntingdon, PA. It offers debt relief services to borrowers in 26 state across the USA. Founded in 2003, it is a well-established company that has been in business for over 10 years.

Key Takeaways

• Low debt minimum. Century Negotiations stands out from the competition because it only requires clients to have a minimum balance of $5,000. Most firms require at least $10,000 of unsecured debt.
• AFCC and IAPDA accredited. Century Negotiations is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Well-established firm. Century Negotiations has been in business for 20 years.
• Types of debt settled. Century Negotiations will only settle unsecured debts. These include credit card accounts, personal loans, and payday loans.
• Only available in some states. Century Negotiations is only available in 26 states.
• Does not service its own debt relief cases. Century Negotiations uses a third-party company to service debt settlement accounts.

Century Negotiations Pros & Cons

Pros	Cons
No monthly consultancy fee Low minimum debt Has IAPDA accredited debt specialists on staff AFCC member	Debt relief services only available in 26 states

Century Negotiations FAQ

What does Century Negotiations do?

Century Negotiations offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt and personal loans.

What does Century Negotiations charge?

Century Negotiations charges fees that range from 25% of the enrolled debt up to 30% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Century Negotiations directly to determine an accurate quote.

Does Century Negotiations offer a guarantee?

No, Century Negotiations does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Century Negotiations will consider?

Century Negotiations will only consider customers with unsecured debt of $5,000 or more. Customers with less than $5,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Century Negotiations perform its own servicing in-house?

No, Century Negotiations partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Century Negotiations have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

• Century Negotiations is an accredited AFCC member.
• Century Negotiations is an IAPDA member.

Is Century Negotiations Inc. a legit company?

Century Negotiations Inc. was founded in 2003, it is a well-established company that has been in business for 20 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.