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Last Updated: 04/18/2025

Done With Debt

from Done With Debt, LLC

Last Updated: 04/18/2025

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Highlights

Minimum Debt Owed

$10,000

Settlement Fee %

20% - 30%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0(Verified 06/21/2024)

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Done With Debt Review

Done With Debt is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 45 states (and Washington, DC). Founded in 2008, it is a well-established company that has been in business for over 10 years.

Key Takeaways

Minimum debt balance of $10,000. Done With Debt only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies. However, it will also only settle individual accounts if they have a balance of $500 or more per account.
Not accredited by the ACDR or the IAPDA. Done With Debt is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
Well-established company. Done With Debt has been in business for 18 years.
Only considers unsecured debts. Done With Debt will only settle unsecured debts. These include credit card accounts and personal loans.
Available in most states. Done With Debt is available in 45 states, and Washington, DC.

Done With Debt Pros & Cons

Pros

Cons

No monthly consultancy fee

Is not an AADR member
Does not have IAPDA accredited debt specialists
Recommended for clients with a minimum debt balance of $10,000 or more.

Done With Debt FAQ

What does Done With Debt do?

Done With Debt offers debt relief services for the following types of debt:

Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does Done With Debt charge?

Done With Debt charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Done With Debt only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.

Done With Debt settlement fees typically range from 20% of the enrolled debt up to 30% of the enrolled debt, depending on state regulations.

Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Done With Debt for an accurate quote.

Does Done With Debt offer a guarantee?

No, Done With Debt does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Done With Debt will consider?

Done With Debt is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Done With Debt perform its own servicing in-house?

No, Done With Debt partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Done With Debt have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).

Done With Debt is not an accredited ACDR member.
Done With Debt is not an IAPDA member.

Is Done With Debt a legit company?

Done With Debt was founded in 2008, it is a well-established company that has been in business for 18 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Done With Debt Disclosure: At Donewithdebt.org, we take privacy seriously and are committed to protecting the personal information of our users. This Privacy Policy outlines how we collect, use, and share opt-in information collected through our website. Collection of Opt-In Information We collect opt-in information from users through various forms on our website, including email subscriptions, contact forms, and event registration forms. This information may include, but is not limited to, names, email addresses, and phone numbers. We only collect opt-in information that is necessary for the purpose it was provided for. Use of Opt-In Information The opt-in information collected through our website is used to provide our users with the services they requested, such as email newsletters, event updates, and customer support. We may also use this information to personalize the user experience on our website and to improve our products and services. Sharing of Opt-In Information We do not sell, rent, or otherwise share opt-in information with third parties, unless we have the user's explicit consent or are required to do so by law. Data Security We take appropriate technical and organizational measures to secure the opt-in information collected through our website from unauthorized access, use, disclosure, or destruction. Changes to This Privacy Policy We may modify this Privacy Policy from time to time to reflect changes in our privacy practices. If we make any changes, we will update this Privacy Policy and post the revised version on our website. Contact Information If you have any questions or concerns about our privacy practices or this Privacy Policy, please contact us at info@donewithdebt.com

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1 Jenner

Irvine, CA 92618

Visit Site

Hours of Operation

Sunday

Closed

Monday

7:00AM - 6:00PM

Tuesday

7:00AM - 6:00PM

Wednesday

7:00AM - 6:00PM

Thursday

7:00AM - 6:00PM

Friday

7:00AM - 6:00PM

Saturday

7:00AM - 1:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.