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Last Updated: 09/22/2025

Gateway Debt Relief

from Gateway Debt Relief

Last Updated: 09/22/2025

Rating not yet determined4 total votes

4 users recommend

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Highlights

Minimum Debt Owed

$15,000

Settlement Fee %

25%(Verified 05/20/2025)

Monthly Service Fee

N/A(Verified 05/20/2025)

Gateway Debt Relief Review

Gateway Debt Relief is a debt settlement company based in Costa Mesa, CA. It offers debt relief services to borrowers in 44 states (and Washington, DC). Gateway Debt Relief is an early stage company that launched 2 years ago.

Key Takeaways

Minimum debt balance of $15,000. Gateway Debt Relief is recommended for clients who have a total debt balance of $15,000 or more, and will only settle accounts with a minimum balance of $500 per account.
Not accredited by the ACDR or the IAPDA. Gateway Debt Relief is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
New firm. Gateway Debt Relief has only been in business for 2 years.
Only considers unsecured debts. Gateway Debt Relief will only settle unsecured debts. These include credit card accounts and personal loans.
Available in most states. Gateway Debt Relief is available in 44 states, and Washington, DC.

Gateway Debt Relief Pros & Cons

Pros

Cons

No monthly consultancy fee

Is not an AADR member
Does not have IAPDA accredited debt specialists
Recommended for clients with a minimum debt balance of $15,000 or more.

Gateway Debt Relief FAQ

What does Gateway Debt Relief do?

Gateway Debt Relief offers debt relief services for the following types of debt:

Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does Gateway Debt Relief charge?

Gateway Debt Relief charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Gateway Debt Relief only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.

Gateway Debt Relief settlement fees are 25% of the enrolled debt.

Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Gateway Debt Relief for an accurate quote.

Does Gateway Debt Relief offer a guarantee?

Yes, Gateway Debt Relief does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with Gateway Debt Relief for more details on their guarantee.

What is the minimum debt Gateway Debt Relief will consider?

Gateway Debt Relief is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Gateway Debt Relief perform its own servicing in-house?

No, Gateway Debt Relief partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Gateway Debt Relief have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).

Gateway Debt Relief is not an accredited ACDR member.
Gateway Debt Relief is not an IAPDA member.

Is Gateway Debt Relief a legit company?

Gateway Debt Relief is an early stage company that launched 2 years ago.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2942 Century Pl

Costa Mesa, CA 92626

Visit Site

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Gateway Debt Relief Community Reviews

Would you recommend Gateway Debt Relief to your friends?

Sarah S.

May 6, 2025

May or may not recommend

My experience with Gateway Debt Relief was top notch. I was determined to settle my debt and they got me a monthly payment that better fits my budget.

Ted W.

Apr 29, 2025

May or may not recommend

Gateway is going to help me settle my credit card debt with Wells Fargo and I couldn't be happier. I would recommend their services to anyone who is stuck in long term debt.

Paul R.

Apr 24, 2025

May or may not recommend

They were easy to work with and the entire enrollment process only took 20 mins.

Tim J.

Apr 22, 2025

May or may not recommend

Gateway got me approved for a monthly payment that's much lower than what I currently pay my creditors. Best of all I was able to get a quicker repayment term with their debt consolidation program. Now I'm looking at a payoff time of 2 years instead of the 10 years I was on track for.

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