Last Updated: 04/18/2025
National Settlement Services
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$5,000
Settlement Fee %
Starting at 14%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 06/21/2024)
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National Settlement Services Review
National Settlement Services is a debt settlement company based in Tampa, FL. It offers debt relief services to borrowers in 50 state across the USA. Founded in 2009, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Low debt minimum. National Settlement Services stands out from the competition because it only requires clients to have a minimum balance of $5,000. Most firms require at least $10,000 of unsecured debt.
- ACDR member. National Settlement Services is a member of the debt settlement industry's key trade association -- the Association for Consumer Debt Relief (ACDR). However, its debt resolution specialists are not accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. National Settlement Services has been in business for 17 years.
- Only considers unsecured debts. National Settlement Services will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. National Settlement Services is available in 50 states.
National Settlement Services Pros & Cons
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National Settlement Services FAQ
What does National Settlement Services do?
National Settlement Services offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does National Settlement Services charge?
National Settlement Services charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, National Settlement Services only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
National Settlement Services settlement fees are about 14% of the enrolled debt, though this can vary by state.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with National Settlement Services for an accurate quote.
Does National Settlement Services offer a guarantee?
Yes, National Settlement Services does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with National Settlement Services Inc. for more details on their guarantee.
What is the minimum debt National Settlement Services will consider?
National Settlement Services is recommended for customers with an unsecured debt of $5,000 or more. Customers with less than $5,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does National Settlement Services perform its own servicing in-house?
No, National Settlement Services partners with third party service providers who negotiate on behalf of the clients they enroll.
What accreditations does National Settlement Services have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- National Settlement Services is an accredited ACDR member.
- National Settlement Services is not an IAPDA member.
Is National Settlement Services Inc. a legit company?
National Settlement Services Inc. was founded in 2009, it is a well-established company that has been in business for 17 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Message from National Settlement Services
Hours of Operation
Sunday
Closed
Monday
6:00AM - 4:00PM
Tuesday
6:00AM - 4:00PM
Wednesday
6:00AM - 4:00PM
Thursday
6:00AM - 4:00PM
Friday
6:00AM - 4:00PM
Saturday
Closed