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Last Updated: 04/18/2025

National Settlement Services

from National Settlement Services Inc.

Last Updated: 04/18/2025

Rating not yet determined3 total votes

3 users don't recommend

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Highlights

Minimum Debt Owed

$5,000

Settlement Fee %

Starting at 14%(Verified 06/21/2024)

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Monthly Service Fee

$0(Verified 06/21/2024)

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National Settlement Services Review

National Settlement Services is a debt settlement company based in Tampa, FL. It offers debt relief services to borrowers in 50 state across the USA. Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways

Low debt minimum. National Settlement Services stands out from the competition because it only requires clients to have a minimum balance of $5,000. Most firms require at least $10,000 of unsecured debt.
ACDR member. National Settlement Services is a member of the debt settlement industry's key trade association -- the Association for Consumer Debt Relief (ACDR). However, its debt resolution specialists are not accredited by the International Association of Professional Debt Arbitrators (IAPDA).
Well-established company. National Settlement Services has been in business for 17 years.
Only considers unsecured debts. National Settlement Services will only settle unsecured debts. These include credit card accounts and personal loans.
Available in most states. National Settlement Services is available in 50 states.

National Settlement Services Pros & Cons

Pros

Cons

Lower than average fees
No monthly consultancy fee
Low minimum debt
AADR member

Does not have IAPDA accredited debt specialists

National Settlement Services FAQ

What does National Settlement Services do?

National Settlement Services offers debt relief services for the following types of debt:

Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does National Settlement Services charge?

National Settlement Services charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, National Settlement Services only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.

National Settlement Services settlement fees are about 14% of the enrolled debt, though this can vary by state.

Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with National Settlement Services for an accurate quote.

Does National Settlement Services offer a guarantee?

Yes, National Settlement Services does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with National Settlement Services Inc. for more details on their guarantee.

What is the minimum debt National Settlement Services will consider?

National Settlement Services is recommended for customers with an unsecured debt of $5,000 or more. Customers with less than $5,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does National Settlement Services perform its own servicing in-house?

No, National Settlement Services partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does National Settlement Services have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).

National Settlement Services is an accredited ACDR member.
National Settlement Services is not an IAPDA member.

Is National Settlement Services Inc. a legit company?

National Settlement Services Inc. was founded in 2009, it is a well-established company that has been in business for 17 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from National Settlement Services

Getting into credit card debt, with the deck stacked against you, is much like riding a bike downhill. Then, when you are maxed out, it feels like peddling uphill to the same place you just came from. So, instead of reading through piles of paperwork in search of an answer, give us a call instead! We know how to stop the insanity. Find a way to give your creditors their equitable share and drive you out of debt without peddling uphill! No result. No fee. Debt relief you can count on.

Contact

Headquarters

5010 West Carment St.

Tampa, FL 33609

(800) 627-8198

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

6:00AM - 4:00PM

Tuesday

6:00AM - 4:00PM

Wednesday

6:00AM - 4:00PM

Thursday

6:00AM - 4:00PM

Friday

6:00AM - 4:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

National Settlement Services Community Reviews

Would you recommend National Settlement Services to your friends?

Gary H.

Oct 4, 2021

May or may not recommend

They Shorted my cash out check by $72.31 with no explanation as to why it was different than the closing paper work

Ed G.

Mar 11, 2021

May or may not recommend

This company does not repair credit. They tell you to default on any debt, than they negotiate a settlement resulting in a settlement not a payoff. A settlement still has a negative impact on credit. Managers make a huge percentage of what agents sell. Do not use this company to fix your credit. I told them i have $35,000 in debts, and had $24,000 to make a payment. They ...Show More

Vicky A.

May 29, 2018

May or may not recommend

Horrible!!!! They did not fulfill their end of the agreement. They did not settle 1 of 2 debts I had. I was still sued from one company, and ended up paying more than I would of without entering the program at all. Staff was rude and called harassing me everyday to put more funds in account after paying all anticipated payments out and wanted me to deposit more funds. After ...Show More

Showing 3 of 3 reviews