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Last Updated: 04/18/2025

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Premier Debt Help

in Debt Help from Premier Debt Help LLC

Last Updated: 04/18/2025

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Highlights

Minimum Debt Owed

$10,000

Settlement Fee %

N/A

Monthly Service Fee

$0(Verified 06/21/2024)
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Premier Debt Help Review

Premier Debt Help is a debt settlement company based in Freehold, NJ. It offers debt relief services to borrowers in 48 state across the USA. Founded in 2010, it is a well-established company that has been in business for over 10 years.

Key Takeaways

  • Minimum debt balance of $10,000. Premier Debt Help only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies.
  • Not accredited by the ACDR or the IAPDA. Premier Debt Help is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
  • Well-established company. Premier Debt Help has been in business for 16 years.
  • Only considers unsecured debts. Premier Debt Help will only settle unsecured debts. These include credit card accounts and personal loans.
  • Available in most states. Premier Debt Help is available in 48 states.

Premier Debt Help Pros & Cons

Premier Debt Help FAQ

What does Premier Debt Help do?

Premier Debt Help offers debt relief services for the following types of debt:
  • Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does Premier Debt Help charge?

Premier Debt Help charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Premier Debt Help only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Premier Debt Help settlement fees apply for their services, but Premier Debt Help does not disclose specific rates.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Premier Debt Help for an accurate quote.

Does Premier Debt Help offer a guarantee?

Yes, Premier Debt Help does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with Premier Debt Help LLC for more details on their guarantee.

What is the minimum debt Premier Debt Help will consider?

Premier Debt Help is recommended for customers with an unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Premier Debt Help perform its own servicing in-house?

Yes, Premier Debt Help employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Premier Debt Help have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
  • Premier Debt Help is not an accredited ACDR member.
  • Premier Debt Help is not an IAPDA member.

Is Premier Debt Help LLC a legit company?

Premier Debt Help LLC was founded in 2010, it is a well-established company that has been in business for 16 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4400 Route 9 South - Suite 2100
Freehold, NJ 07728
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Hours of Operation

Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
7:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 1:00PM
Saturday
Closed

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