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Last Updated: 04/18/2025

QBE

from QBE North America

Last Updated: 04/18/2025

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

QBE Review

QBE is an insurance carrier based in New York, NY. The company was founded in 1991 and offers flood insurance in 50 states (and Washington, DC). Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage.

QBE FAQ

What types of coverage does QBE offer?

Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. QBE only offers federal flood insurance policies..

NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.

Dwelling Coverage: Also called dwelling insurance. This is the part of your flood insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home. Federal flood insurance has a maximum coverage of $250,000. If you have a mortgage, your lender may require you to apply for excess flood coverage.

Personal Property Protection: This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them. Federal flood insurance through the National Flood Insurance Progam maxes out at $100,000. If that doesn't cover the value of your personal property, consider buying excess flood coverage.

QBE customers can also add the following riders or endorsements to their home insurance policies:

How can you save money on a QBE home insurance policy?

When you ask for a quote with QBE, make sure you ask for all the discounts you qualify for.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with QBE.

What additional benefits does QBE offer?

QBE offers the following benefits to its customers:

What is the financial strength rating of QBE?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

QBE scores an A+, SuperMoney's highest available rating.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from QBE

Flooding is the nation’s most common and costly natural disaster. QBE’s Write-Your-Own (WYO) Flood Insurance Program gives home and business owners protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions. We offer user friendly and compliance focused NFIP Flood Insurance policy processing and administration system. Get in touvh to find out more.

Contact

Headquarters

Wall Street Plaza

88 Pine Street

New York, NY 10005

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Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 8:00PM

Tuesday

8:00AM - 8:00PM

Wednesday

8:00AM - 8:00PM

Thursday

8:00AM - 8:00PM

Friday

8:00AM - 8:00PM

Saturday

8:00AM - 1:30PM

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.