Last Updated: 04/18/2025
Pilgrim Insurance Company
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
Financial Strength Rating
A-(Verified 04/18/2025)
Number of Reviews
Pilgrim Insurance Company Review
Pilgrim Insurance Company is an insurance carrier based in Boston, MA. The company was founded in 1982 and offers flood insurance in 7 states in the USA. Flooding is the number one natural disaster in the United States. According to FEMA floods cost Americans more than a billion dollars a year. However, standard homeowners insurance policies don't cover flood damage.
Pilgrim Insurance Company FAQ
What types of coverage does Pilgrim Insurance Company offer?
Flood insurance includes a variety of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. There are two main types of flood insurance: policies offered by the National Flood Insurance Program (NFIP) and those provided by private companies, also known as excess flood coverage. Pilgrim Insurance Company only offers federal flood insurance policies..
NFIP Flood Coverage: Flood insurance through the National Flood Insurance Progam has two basic policies. One that covers the building property up to $250,000 and one that covers personal property up to $100,000.
- Dwelling Coverage: Also called dwelling insurance. This is the part of your flood insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home. Federal flood insurance has a maximum coverage of $250,000. If you have a mortgage, your lender may require you to apply for excess flood coverage.
- Personal Property Protection: This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them. Federal flood insurance through the National Flood Insurance Progam maxes out at $100,000. If that doesn't cover the value of your personal property, consider buying excess flood coverage.
Pilgrim Insurance Company customers can also add the following riders or endorsements to their home insurance policies:
How can you save money on a Pilgrim Insurance Company home insurance policy?
When you ask for a quote with Pilgrim Insurance Company, make sure you ask for all the discounts you qualify for.
- Flood Zone Designation: The Federal Emergency Management Agency (FEMA) creates flood zone maps that estimate the risk of flooding.
- Freeboard (Property Elevation Above BFE): Homewoners who elevate their homes above the base flood elevations (BFEs) pay lower premiums. For example, adding a 2-foot elevation to a home could reduce your flood insurance premiums by more than $1,000 a year.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Pilgrim Insurance Company.
What additional benefits does Pilgrim Insurance Company offer?
Pilgrim Insurance Company offers the following benefits to its customers:
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
What is the financial strength rating of Pilgrim Insurance Company?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Pilgrim Insurance Company scores an A-. Insurance companies with this score show an excellent ability to cover their insurance responsibilities.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Pilgrim Insurance Company
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
Pilgrim Insurance Company Community Reviews
Would you recommend Pilgrim Insurance Company to your friends?
ES
Elana S.
Mar 3, 2021
May or may not recommend
i’d give this company a 10 out of 10 because their services are out of this world. this company understood me and they understood what I wanted out of them and they didn’t make it seems so difficult because for the last few months it has been very difficult for me to find a account that I trust. i’ve always been worried about insurance companies but with this one I ...Show More
Hector D.
Jan 27, 2021
May or may not recommend
I’d rate this company 5 stars for their superb customer service. Their representatives are very friendly and knowledgeable about every question I raised. I appreciate how they put themselves in your situation and perform all the necessary tasks to ensure your homeowner’s insurance is on point and within your budget.
ST
Samuel T.
Nov 3, 2020
May or may not recommend
I’ve always been skeptical about insurance companies. Some months ago, I was searching for an insurance provider for my house and a friend of mine recommended Pilgrim Insurance and I can say that I’m glad he did. I contacted them and they responded swiftly, they allayed my fears and I feel secured with them.
ME
Malomo E.
Nov 2, 2020
May or may not recommend
If you are a house owner right here in the US, you will understand why Flood insurance companies like pilgrim insurance are essential and priceless.
From my experience, I didn't value the tokens I was paying to get my house insured against flood until it was my turn. In fact, it got to a point when I had to tell myself that this was just a waste of resources and ...Show More
AS
Agnes S.
Oct 31, 2020
May or may not recommend
When I was searching for an insurance provider for my home, I tried to stay away from those big companies that are so terribly out of touch with what I want. That’s why I went with Pilgrim Insurance. They sent in a local agent who I knew would understand what I needed and would be able to deliver my needs. 10/10 would recommend again.
HB
Helen B.
Oct 3, 2020
May or may not recommend
I personally deal with Pilgrim Insurance company. I always get prompt service and quick answers to questions even when they have tight schedules. I once referred Pilgrim Insurance to a friend, he really appreciated the service in the cause of their swiftness in response.
The representatives takes their work seriously and provides great services. They are second to none.
Showing 6 of 6 reviews