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Home Equity Lines of Credit
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Last Updated: 04/18/2025

Cascade FCU Home Equity Lines of Credit

in Home Equity Lines of Credit from Cascade Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Amount Range

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Maximum LTV

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Minimum Draw

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Loan Term (Years)

Up to 15

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Cascade FCU Home Equity Lines of Credit Review

Cascade FCU Home Equity Lines of Credit is offered by Cascade Federal Credit Union , a credit union founded in 1952 and based in Kent, WA. Cascade FCU Home Equity Lines of Credit are available in 50 states and Washington, DC.

Key Takeaways

  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Cascade FCU Home Equity Lines of Credit Pros & Cons

Cascade FCU Home Equity Lines of Credit FAQ

How much can you borrow with a HELOC?

HELOCs are lines of credit secured by your home. Once approved, you can access funds by check, phone, credit card, or online up to your credit limit.
Borrowers can apply for lines of credit of up to $500,000. The maximum amount depends on property value, existing mortgage balance, and creditworthiness.
Typically, borrowers with good credit can qualify for up to 85% of the property value, minus the balance on their first mortgage.

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Cascade FCU Home Equity Lines of Credit charge for a HELOC?

Cascade FCU Home Equity Lines of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with Cascade FCU Home Equity Lines of Credit?

Cascade Federal Credit Union may consider HELOCs secured by the following property types:
  • Primary residences
  • Secondary or vacation homes

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Contact

Headquarters

18020 80th Ave S
Kent, WA 98032
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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