Last Updated: 04/18/2025
Cascade FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
8.95% - 10.95%(Verified 06/21/2024)
Amount Range
Starting at $5,000
Loan Term (Months)
Up to 72
Cascade FCU Personal Loans Review
Cascade FCU Personal Loans is offered by Cascade Federal Credit Union, a credit union founded in 1952 and based in Kent, WA. Cascade Federal CU Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Cascade FCU Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Cascade Federal CU Personal Loans Pros & Cons
| Pros | Cons |
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Cascade Federal CU Personal Loans FAQ
What interest rates and personal loan terms does Cascade Federal CU Personal Loans offer?
What interest rates does Cascade Federal CU Personal Loans offer?
Cascade Federal CU Personal Loans offers a variable APR personal loan product that ranges from 8.95% APR up to 10.95% APR.
How much can you borrow via Cascade Federal CU Personal Loans?
Personal loan amounts start at $5,000 .
What is the maximum loan term you can get with Cascade Federal CU Personal Loans?
Cascade Federal CU Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | Starting at $5000 |
| Loan Term | up to 72 months |
| APR | 8.95% - 10.95% |
What fees does Cascade Federal CU Personal Loans charge?
Does Cascade Federal CU Personal Loans charge an origination fee?
Cascade Federal CU Personal Loans may charge a personal loan origination fee .
Does Cascade Federal CU Personal Loans charge a late fee?
Cascade Federal CU Personal Loans does not disclose whether it charges late payment fees.
Does Cascade Federal CU Personal Loans charge prepayment fees?
No, Cascade Federal CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Cascade FCU Personal Loans?
Cascade FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Cascade FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cascade FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Cascade FCU Personal Loans report your account activity to credit bureaus?
Yes, Cascade FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cascade Federal Credit Union perform a hard credit pull?
Yes, Cascade Federal CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Cascade FCU Personal Loans legit?
Cascade Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed