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Last Updated: 04/18/2025

Cascade FCU Home Mortgage Loans

in Home Mortgage Loans from Cascade Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A


Amount Range

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Loan Term (Years)

Up to 30

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Cascade FCU Home Mortgage Loans Review

Cascade FCU Home Mortgage Loans is offered by Cascade Federal Credit Union , a credit union founded in 1952 and based in Kent, WA. Cascade FCU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Wide selection of mortgage programs offered. Cascade FCU Home Mortgage Loans offers FHA, USDA, VA, conforming, and conventional mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Cascade FCU Home Mortgage Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • No primary residences considered. Cascade FCU Home Mortgage Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Cascade FCU Home Mortgage Loans Pros & Cons

Cascade FCU Home Mortgage Loans FAQ

What is the maximum loan term you can get with Cascade FCU Home Mortgage Loans?

Cascade FCU Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Cascade Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Cascade FCU Home Mortgage Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Cascade FCU Home Mortgage Loans offers the following mortgage types:
  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What is the customer service phone number?

The customer service number for Cascade FCU Home Mortgage Loans is (800) 562-2853.

What is the support contact email?

The support contact email for is eservices@cascadefcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

18020 80th Ave S
Kent, WA 98032
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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