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  Citizens National Bank HELOC
Citizens National Bank HELOC
in Home Equity Lines of Credit from Citizens National Bank · NMLS ID #1807979
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Citizens National Bank HELOC

Unaffiliated
in Home Equity Lines of Credit from Citizens National Bank · NMLS ID #1807979
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New American Funding HELOC
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Highlights
Loan Amount N/A
APR  (Fixed APR) 0% - 4%
Maximum LTV N/A

Citizens National Bank HELOC Review

Citizens National Bank HELOC is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank HELOC is available in 50 states (and Washington, DC).

Citizens National Bank HELOC FAQ

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What range of rates does Citizens National Bank HELOC offer?

Citizens National Bank HELOC offers APRs as low as 0% and up to 4%.

Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.

What fees does Citizens National Bank HELOC charge for a HELOC?

Citizens National Bank HELOC may charge a loan origination fee .

What types of property can you use as security for a HELOC with Citizens National Bank HELOC?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. Citizens National Bank HELOC will consider lines of credit secured by the following property types:

  • Primary homes.

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Message From Citizens National Bank HELOC

Life's larger expenses happen. Citizens National Bank, as your lending headquarters, has you covered. Let your Personal Banker help you find the right loan for you. Put Your Home to Work. Consolidate your bills into one easy payment. Get extra cash to make those needed home improvements. Pay for your child's education. Make major purchases, like appliances.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Fixed APR) 3 months
Credit Score Range 650 - 840
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
APR Type Fixed APR
APR (Fixed APR) 0% - 4%
Interest Rate Types Offered Fixed-Rate Mortgage

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