Citizens National Bank HELOC Review

Citizens National Bank HELOC is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank HELOC is available in 50 states (and Washington, DC).

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What range of rates does Citizens National Bank HELOC offer?

Citizens National Bank HELOC offers APRs starting at 0% and up to 4%.

Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.

What fees does Citizens National Bank HELOC charge for a HELOC?

Citizens National Bank HELOC may charge a loan origination fee.

What types of property can you use as security for a HELOC with Citizens National Bank HELOC?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. Citizens National Bank HELOC will consider lines of credit secured by the following property types:

• Primary homes.