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Home Equity Lines of Credit
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Last Updated: 04/18/2025

Citizens National Bank HELOC

in Home Equity Lines of Credit from Citizens National Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

650 - 840

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

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Citizens National Bank HELOC Review

Citizens National Bank HELOC is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank HELOC are available in 50 states and Washington, DC.

Key Takeaways

  • Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for Citizens National Bank HELOC.
  • Only primary residences considered. Citizens National Bank HELOC does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Citizens National Bank HELOC Pros & Cons

Citizens National Bank HELOC FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Citizens National Bank HELOC charge for a HELOC?

Citizens National Bank HELOC may charge an origination fee.

What types of property can you use as security for a HELOC with Citizens National Bank HELOC?

Citizens National Bank may consider HELOCs secured by the following property types:
  • Primary residences

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Citizens National Bank HELOC

Life's larger expenses happen. Citizens National Bank, as your lending headquarters, has you covered. Let your Personal Banker help you find the right loan for you. Put Your Home to Work. Consolidate your bills into one easy payment. Get extra cash to make those needed home improvements. Pay for your child's education. Make major purchases, like appliances.

Contact

Headquarters

512 22nd Avenue
Meridian, MS 39301
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM

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