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Last Updated: 04/18/2025

Citizens National Bank HELOC

from Citizens National Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

650 - 840

Amount Range

$10,000 - $500,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

N/A

Citizens National Bank HELOC Review

Citizens National Bank HELOC is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank HELOC are available in 50 states and Washington, DC.

Key Takeaways

Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for Citizens National Bank HELOC.
Only primary residences considered. Citizens National Bank HELOC does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Citizens National Bank HELOC Pros & Cons

Pros

Cons

Considers applicants with fair credit.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

Citizens National Bank HELOC FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does Citizens National Bank HELOC charge for a HELOC?

Citizens National Bank HELOC may charge an origination fee.

What types of property can you use as security for a HELOC with Citizens National Bank HELOC?

Citizens National Bank may consider HELOCs secured by the following property types:

Primary residences

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Message from Citizens National Bank HELOC

Life's larger expenses happen. Citizens National Bank, as your lending headquarters, has you covered. Let your Personal Banker help you find the right loan for you. Put Your Home to Work. Consolidate your bills into one easy payment. Get extra cash to make those needed home improvements. Pay for your child's education. Make major purchases, like appliances.

Contact

Headquarters

512 22nd Avenue

Meridian, MS 39301

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.