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  Citizens National Bank HELOC

Citizens National Bank HELOC

in Home Equity Lines of Credit from Citizens National Bank · NMLS ID #1807979

Unaffiliated

Citizens National Bank HELOC

Unaffiliated

in Home Equity Lines of Credit from Citizens National Bank · NMLS ID #1807979

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Highlights
Loan Amount N/A
APR  (Fixed APR) 0% - 4%
Maximum LTV N/A

Citizens National Bank HELOC Review

Citizens National Bank HELOC is offered by Citizens National Bank (NMLS #1807979), a bank founded in 1888 and based in Meridian, MS. Citizens National Bank HELOC is available in 50 states (and Washington, DC).

Citizens National Bank HELOC FAQ

Is there a minimum draw requirement?

No, there isn't a minimum draw requirement.

What range of rates does Citizens National Bank HELOC offer?

Citizens National Bank HELOC offers APRs starting at 0% and up to 4%.

Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.

What fees does Citizens National Bank HELOC charge for a HELOC?

Citizens National Bank HELOC may charge a loan origination fee.

What types of property can you use as security for a HELOC with Citizens National Bank HELOC?

Lenders often have restrictions on the type of properties they will accept as security for a HELOC. Citizens National Bank HELOC will consider lines of credit secured by the following property types:

  • Primary homes.

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Contact

  • Headquarters
  •   512 22nd Avenue
    Meridian, MS 39301
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 12:00pm

Other Services by Citizens National Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Fixed APR) 3 months
Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Recent Pay Stubs
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Residence
  • Proof of Insurance
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
APR (Fixed APR) 0% - 4%
Interest Rate Types Offered Fixed-Rate Mortgage

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