Exchange Bank and Trust Home Equity Lines of Credit
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| Loan Amount | Up to $660,000 |
| APR (Fixed APR) | Starting at 3.498% |
| Maximum LTV | N/A |
Exchange Bank and Trust Home Equity Lines of Credit Review
Exchange Bank and Trust Home Equity Lines of Credit is offered by Exchange Bank and Trust (NMLS #445799), a bank founded in 1856 and based in Atchison, KS. Exchange Bank and Trust Home Equity Lines of Credit are available in 50 states (and Washington, DC).
Exchange Bank and Trust Home Equity Lines of Credit FAQ
How much can you borrow with a HELOC?
HELOCs are lines of credit that are secured by your home. Once you get approved for a certain amount, you can access your funds by check, phone, credit card, or online up to your HELOC amount.
Exchange Bank and Trust Home Equity Lines of Credit allows borrowers to apply for lines of credit of up to $660,000. Note that the maximum loan amount you can borrow will vary depending on the value of the property, how much you owe on it, and your creditworthiness.
Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.Is there a minimum draw requirement?
No, there isn't a minimum draw requirement.
What range of rates does Exchange Bank and Trust Home Equity Lines of Credit offer?
Exchange Bank and Trust Home Equity Lines of Credit offers APRs as low as 3.498% .
Remember the APRs of HELOCs do not include points and financing charges, just the interest rate. Most home equity lines of credit have a variable interest rate. Fixed interest rates -- if available -- typically have higher APRs, but your monthly payments don't change over the life of the line of credit.
What fees does Exchange Bank and Trust Home Equity Lines of Credit charge for a HELOC?
Exchange Bank and Trust Home Equity Lines of Credit may charge a loan origination fee .
What types of property can you use as security for a HELOC with Exchange Bank and Trust Home Equity Lines of Credit?
Lenders often have restrictions on the type of properties they will accept as security for a HELOC. Exchange Bank and Trust Home Equity Lines of Credit will consider lines of credit secured by the following property types:
- Primary homes.
- Secondary homes and vacation properties
Message From Exchange Bank and Trust Home Equity Lines of Credit
Contact
- Headquarters
-
600 Commercial Street
PO Box 189
Atchison, KS 66002 USA - (913) 367-6000
- Visit Site
- Email Support
Other Services by Exchange Bank and Trust
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
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