
Exchange Bank and Trust Personal Loans
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APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
Exchange Bank and Trust Personal Loans Review
Exchange Bank and Trust Personal Loans is offered by Exchange Bank and Trust, a bank founded in 1856 and based in Atchison, KS. Exchange Bank and Trust personal loans are available in 1 state across the USA.
Key Takeaways
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- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Exchange Bank and Trust Personal Loans early.
Exchange Bank and Trust personal loans Pros & Cons
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Exchange Bank and Trust personal loans FAQ
What interest rates and personal loan terms does Exchange Bank and Trust personal loans offer?
Exchange Bank and Trust personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Exchange Bank and Trust personal loans offer?
Exchange Bank and Trust personal loans offers a fixed APR personal loan product but they do not disclose their interest rates.
Personal Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does Exchange Bank and Trust personal loans charge?
Does Exchange Bank and Trust personal loans charge an origination fee?
Exchange Bank and Trust personal loans may charge a personal loan origination fee.
Does Exchange Bank and Trust personal loans charge a late fee?
No, Exchange Bank and Trust personal loans will not charge you a late fee if you miss one of the monthly payments.
Does Exchange Bank and Trust personal loans charge prepayment fees?
No, Exchange Bank and Trust personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | No |
What do you need to qualify for Exchange Bank and Trust Personal Loans?
Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for Exchange Bank and Trust Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Exchange Bank and Trust Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Exchange Bank and Trust Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Exchange Bank and Trust Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Exchange Bank and Trust Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Credit Score | 600 - 850 FICO |
Does Exchange Bank and Trust Personal Loans report your account activity to credit bureaus?
Yes, Exchange Bank and Trust Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are Exchange Bank and Trust Personal Loans legit?
Exchange Bank and Trust was founded in 1856, it is a well-established company that has been in business for 167 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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600 Commercial Street
PO Box 189
Atchison, KS 66002 USA - (913) 367-6000
- Visit Site
- Email Support
Other Services by Exchange Bank and Trust
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 600 - 850 |
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