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  Exchange Bank and Trust Certificates of Deposit

Exchange Bank and Trust Certificates of Deposit

in CD Accounts from Exchange Bank and Trust · Member fdic

Unaffiliated

Exchange Bank and Trust Certificates of Deposit

Unaffiliated

in CD Accounts from Exchange Bank and Trust · Member FDIC

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Highlights
Minimum Opening Deposit Starting at $1,000
Deposit Term
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 18 months
  • 15 months
  • 30 months
  • 37 months
  • 27 months
APY (Annual Percentage Yield) 0.15% - 1.00%

Exchange Bank and Trust Certificates of Deposit Review

Exchange Bank and Trust Certificates of Deposit is offered by Exchange Bank and Trust, a bank founded in 1856 and based in Atchison, KS. Exchange Bank and Trust Certificates of Deposit is available in 1 state across the USA.

Exchange Bank and Trust Certificates of Deposit FAQ

Are cd accounts from Exchange Bank and Trust federally insured?

Yes, your Exchange Bank and Trust cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4619). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does Exchange Bank and Trust offer?

  • Traditional
  • Jumbo
  • IRA

What APY does Exchange Bank and Trust offer on its CDs?

Exchange Bank and Trust Certificates of Deposit offers an APY starting at 0.15% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).

What types of terms does Exchange Bank and Trust Certificates of Deposit offer?

Exchange Bank and Trust offers CD terms of the following lengths:
Exchange Bank and Trust Certificates of Deposit Rates & Terms
Description
2-Year APY 0.45%
3-Year APY 0.60%
4-Year APY 0.75%
5-Year APY 1.00%
6-Month APY 0.15%
APY Type Fixed APY
12-Month APY 0.25%
APY (Annual Percentage Yield) 0.15% - 1.00%

What is the minimum deposit to open a CD account with Exchange Bank and Trust?

Exchange Bank and Trust Certificates of Deposit requires a minimum initial deposit of $1,000 to open an account.

What types of early withdrawal penalties does Exchange Bank and Trust Certificates of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

Exchange Bank and Trustcharges an early withdrawal fee of $10.

Exchange Bank and Trust Certificates of Deposit Fees
Description
Annual Fee $0
Early Withdrawal Fee Amount $10
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Availability

  Available in 1 state
Kansas
Availabile in all of Kansas

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
Annual Fee $0
2-Year APY 0.45%
3-Year APY 0.60%
4-Year APY 0.75%
5-Year APY 1.00%
6-Month APY 0.15%
12-Month APY 0.25%
APY (Annual Percentage Yield) 0.15% - 1.00%
CD Accounts
  • Traditional
  • Jumbo
  • IRA

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