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Last Updated: 04/18/2025

FirstBank Home Equity Line of Credit

from FirstBank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

680 - 840

Amount Range

Starting at $5,000

Maximum LTV

N/A

Minimum Draw

N/A

Loan Term (Years)

Up to 10

FirstBank Home Equity Line of Credit Review

FirstBank Home Equity Line of Credit is offered by FirstBank (NMLS #458768), a bank founded in 1963 and based in Lakewood, CO. FirstBank Home Equity Line of Credit are available in 3 states.

Key Takeaways

Good credit required. You will need a credit score of at least 680 to qualify.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for FirstBank Home Equity Line of Credit.

FirstBank Home Equity Line of Credit Pros & Cons

Pros

Cons

No prepayment penalty.

Charges an origination fee.
Only considers applicants with good credit.
Only available in 3 states.

FirstBank Home Equity Line of Credit FAQ

Is there a minimum draw requirement?

No, there is no minimum draw requirement.

What fees does FirstBank Home Equity Line of Credit charge for a HELOC?

FirstBank Home Equity Line of Credit may charge an origination fee.

What types of property can you use as security for a HELOC with FirstBank Home Equity Line of Credit?

FirstBank may consider HELOCs secured by the following property types:

Primary residences
Secondary or vacation homes

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Message from FirstBank Home Equity Line of Credit

With a home equity line of credit, you get the security of having money available when needed, and pay no interest until you use it.

Contact

Headquarters

12345 W. Colfax Ave.

Lakewood, CO 80215

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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