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Last Updated: 04/18/2025

Electro Savings CU Home Equity Loans

in Home Equity Loans from Electro Savings Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

Up to 30

Electro Savings CU Home Equity Loans Review

Electro Savings CU Home Equity Loans is offered by Electro Savings Credit Union , a credit union founded in 1941 and based in St. Louis, MO. Electro Savings CU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

Instant online preapprovals. Find out how much you can borrow and what your interest rate will be.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Electro Savings CU Home Equity Loans.

Electro Savings CU Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Electro Savings CU Home Equity Loans FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Electro Savings CU Home Equity Loans charge for a home equity loan?

Electro Savings CU Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with Electro Savings CU Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Electro Savings CU Home Equity Loans will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is Electro Savings Credit Union a legit company?

Electro Savings Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1805 Craigshire Road

St. Louis, MO 63146

(314) 434-6470

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Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:30PM

Saturday

9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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