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Last Updated: 04/18/2025

Financial Center FCU Home Equity Loan

from Financial Center First Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

Starting at 740

Amount Range

N/A

Maximum LTV

N/A

Loan Term (Years)

10 - 20

Financial Center FCU Home Equity Loan Review

Financial Center FCU Home Equity Loan is offered by Financial Center First Credit Union , a credit union founded in 1953 and based in Indianapolis, IN. Financial Center FCU Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

Only primary residences considered. Financial Center FCU Home Equity Loan does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Financial Center FCU Home Equity Loan.
Very good credit required. You'll need a credit score of at least 740 to qualify.

Financial Center FCU Home Equity Loan Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Only considers applicants with good credit.
Charges prepayment fees.

Financial Center FCU Home Equity Loan FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Financial Center FCU Home Equity Loan charge for a home equity loan?

Financial Center FCU Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Financial Center FCU Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Financial Center FCU Home Equity Loan will consider loans secured by the following property types:

Primary home.

Is Financial Center First Credit Union a legit company?

Financial Center First Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7101 E 56th St

P.O. Box 26501

Indianapolis, IN 46226

(800) 473-2328

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

10:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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