Last Updated: 04/18/2025
Financial Center FCU Overdraft Line of Credit
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Personal Lines of Credit
Filter & compare all your options in one place.
Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 15.24%(Verified 06/21/2024)
Financial Center FCU Overdraft Line of Credit Review
Financial Center FCU Overdraft Line of Credit is offered through Financial Center First Credit Union, a credit union founded in 1953 and based in Indianapolis, IN. Financial Center FCU Overdraft Line of Credit are available in 50 states and Washington, DC.
Financial Center FCU Overdraft Line of Credit FAQ
What APRs does Financial Center FCU Overdraft Line of Credit offer?
Financial Center FCU Overdraft Line of Credit offers a variable APR that starts at 15.24% APR.
Does the Financial Center FCU Overdraft Line of Credit charge an origination fee?
Yes, Financial Center FCU Overdraft Line of Credit charges a line of credit origination fee .Does the Financial Center FCU Overdraft Line of Credit charge a cash advance fee?
Yes, Financial Center FCU Overdraft Line of Credit may charge a fee .Does Financial Center FCU Overdraft Line of Credit charge a late fee?
Yes, Financial Center FCU Overdraft Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Financial Center FCU Overdraft Line of Credit?
Financial Center FCU Overdraft Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Financial Center FCU Overdraft Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Financial Center FCU Overdraft Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Financial Center FCU Overdraft Line of Credit report your account activity to credit bureaus?
Yes, Financial Center FCU Overdraft Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Financial Center First Credit Union perform a hard credit pull?
Yes, Financial Center FCU Overdraft Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Financial Center FCU Overdraft Line of Credit
- Visit the Financial Center FCU Overdraft Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
10:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 1:00PM