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Last Updated: 04/18/2025

HFCU Home Equity Loans

from Houston Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

5 - 30

HFCU Home Equity Loans Review

HFCU Home Equity Loans is offered by Houston Federal Credit Union (NMLS #673404), a credit union founded in 1960 and based in Sugar Land, TX. HFCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. HFCU Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. HFCU Home Equity Loans has a maximum loan to value ratio of 80%.

HFCU Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

HFCU Home Equity Loans FAQ

What are the home equity loan requirements of HFCU Home Equity Loans

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does HFCU Home Equity Loans charge for a home equity loan?

HFCU Home Equity Loans may charge a loan origination fee

Is houston federal credit union a legit company?

houston federal credit union was founded in 1960, it is a well-established company that has been in business for 66 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

16320 Kensington Dr

Sugar Land, TX 77479

(281) 243-0500

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

8:00AM - 2:00PM

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.