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Last Updated: 04/18/2025

kstate Credit Union Home Equity Loan

from kstate CREDIT UNION

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

5 - 15

kstate Credit Union Home Equity Loan Review

kstate Credit Union Home Equity Loan is offered by kstate CREDIT UNION (NMLS #449203), a credit union founded in 1946 and based in Manhattan, KS. kstate Credit Union Home Equity Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No primary residences considered. kstate Credit Union Home Equity Loan does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. kstate Credit Union Home Equity Loan has a maximum loan to value ratio of 90%.

kstate Credit Union Home Equity Loan Pros & Cons

Pros

Cons

Available in 55 states.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.

kstate Credit Union Home Equity Loan FAQ

What are the home equity loan requirements of kstate Credit Union Home Equity Loan

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does kstate Credit Union Home Equity Loan charge for a home equity loan?

kstate Credit Union Home Equity Loan may charge a loan origination fee

Is kstate CREDIT UNION a legit company?

kstate CREDIT UNION was founded in 1946, it is a well-established company that has been in business for 80 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

601 McCall Rd

Manhattan, KS 66502

(785) 776-3003

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:30PM

Tuesday

9:00AM - 5:30PM

Wednesday

10:00AM - 5:30PM

Thursday

9:00AM - 5:30PM

Friday

9:00AM - 5:30PM

Saturday

9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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