Skip to content
SuperMoney logo
SuperMoney logo
Home Equity Loans
Advertiser Disclosure

Last Updated: 04/18/2025

kstate Credit Union Home Equity Loan

in Home Equity Loans from kstate CREDIT UNION

Last Updated: 04/18/2025

kstate CREDIT UNION logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Home Equity Loans

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

5 - 15
Speech bubbles icon

kstate Credit Union Home Equity Loan Review

kstate Credit Union Home Equity Loan is offered by kstate CREDIT UNION (NMLS #449203), a credit union founded in 1946 and based in Manhattan, KS. kstate Credit Union Home Equity Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • No primary residences considered. kstate Credit Union Home Equity Loan does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. kstate Credit Union Home Equity Loan has a maximum loan to value ratio of 90%.

kstate Credit Union Home Equity Loan Pros & Cons

kstate Credit Union Home Equity Loan FAQ

What are the home equity loan requirements of kstate Credit Union Home Equity Loan

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does kstate Credit Union Home Equity Loan charge for a home equity loan?

kstate Credit Union Home Equity Loan may charge a loan origination fee

Is kstate CREDIT UNION a legit company?

kstate CREDIT UNION was founded in 1946, it is a well-established company that has been in business for 80 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

601 McCall Rd
Manhattan, KS 66502
(785) 776-3003
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM

Other Services by kstate CREDIT UNION