Last Updated: 07/28/2025
kstate CREDIT UNION Classic Visa Credit Card
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from kstate CREDIT UNION
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 11.90%(Verified 09/03/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
kstate CREDIT UNION Classic Visa Credit Card Review
This is a card issued by kstate CREDIT UNION. If you're wondering whether kstate CREDIT UNION Classic Visa Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Pros & Cons of kstate CREDIT UNION Classic Visa Credit Card
| The Good | The Bad |
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kstate CREDIT UNION Classic Visa Credit Card FAQ
Does kstate CREDIT UNION Classic Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for kstate CREDIT UNION Classic Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Kstate CREDIT UNION Classic Visa Credit Card has a fixed purchase APR starting at 11.90%. kstate CREDIT UNION Classic Visa Credit Card does not offer balance transfers.
Does kstate CREDIT UNION Classic Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. kstate CREDIT UNION Classic Visa Credit Card does not offer balance transfers.Does kstate CREDIT UNION Classic Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for kstate CREDIT UNION Classic Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for kstate CREDIT UNION Classic Visa Credit Card?
The customer service number for kstate CREDIT UNION Classic Visa Credit Card is (785) 776-3003.
What is the support contact email for kstate CREDIT UNION Classic Visa Credit Card?
The support contact email for kstate CREDIT UNION Classic Visa Credit Card is info@kstatecu.com.
How do people rate the customer service and user experience of kstate CREDIT UNION Classic Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does kstate CREDIT UNION Classic Visa Credit Card report your account activity to credit bureaus?
Yes, kstate CREDIT UNION Classic Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does kstate CREDIT UNION perform a hard credit pull?
Yes, kstate CREDIT UNION Classic Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for kstate CREDIT UNION Classic Visa Credit Card
- Visit the website of kstate CREDIT UNION Classic Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM
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