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Last Updated: 04/18/2025

Members First Credit Union Utah Home Equity Loans

in Home Equity Loans from Members First Credit Union - Utah

Last Updated: 04/18/2025

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Highlights

Credit Score Range

600 - 850

Amount Range

Up to $200,000

Maximum LTV

N/A

Loan Term (Years)

Up to 20

Members First Credit Union Utah Home Equity Loans Review

Members First Credit Union Utah Home Equity Loans is offered by Members First Credit Union - Utah , a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Home Equity Loans are available in 1 state.

Key Takeaways

Only primary residences considered. Members First Credit Union Utah Home Equity Loans does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Fair credit accepted. Borrowers with a credit score as low as 600 may qualify for Members First Credit Union Utah Home Equity Loans.

Members First Credit Union Utah Home Equity Loans Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 1 state.

Members First Credit Union Utah Home Equity Loans FAQ

How much can you borrow with a Members First Credit Union Utah Home Equity Loans home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.

Members First Credit Union Utah Home Equity Loans allows borrowers to apply for home equity loans of up to $200,000. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Members First Credit Union Utah Home Equity Loans charge for a home equity loan?

Members First Credit Union Utah Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with Members First Credit Union Utah Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Members First Credit Union Utah Home Equity Loans will consider loans secured by the following property types:

Primary home.

Is Members First Credit Union - Utah a legit company?

Members First Credit Union - Utah was founded in 1958, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 657

Brigham, UT 84302

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Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 2:00PM

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Credit Score Range

600 - 850

300

850

Amount Range

Up to $150K

Maximum LTV

N/A

Loan Term (Years)

Up to 20

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SuperMoney Net Recommendation Score

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-1000+100

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