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Last Updated: 04/18/2025

Members First Credit Union Utah Personal Loan

from Members First Credit Union - Utah

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Members First Credit Union Utah Personal Loan logo
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Highlights

APR (Fixed APR)

Starting at 8.75%(Verified 06/21/2024)
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 60

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Members First Credit Union Utah Personal Loan Review

Members First Credit Union Utah Personal Loan is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First loans are available in 1 state.

Key Takeaways

  • APRs starting at 8.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Members First Credit Union Utah Personal Loan are on the lower end of the spectrum.

Members First loans Pros & Cons

Members First loans FAQ

What interest rates and personal loan terms does Members First loans offer?

What interest rates does Members First loans offer?

Members First loans offers a fixed APR personal loan product that starts at 8.75% APR.

What is the maximum loan term you can get with Members First loans?

Members First loans offers loans with terms of up to 60 months.

What fees does Members First loans charge?

Does Members First loans charge an origination fee?

Members First loans may charge a personal loan origination fee .

Does Members First loans charge a late fee?

Members First loans does not disclose whether it charges late payment fees.

Does Members First loans charge prepayment fees?

No, Members First loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Members First Credit Union Utah Personal Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Utah Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Members First Credit Union Utah Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Utah Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Members First Credit Union Utah Personal Loan report your account activity to credit bureaus?

Yes, Members First Credit Union Utah Personal Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Members First Credit Union - Utah perform a hard credit pull?

Yes, Members First loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Members First Credit Union Utah Personal Loan legit?

Members First Credit Union - Utah was founded in 1958, it is a well-established company that has been in business for 68 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 657
Brigham, UT 84302
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

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