|APR (Fixed APR)||Starting at 8.75%|
|Loan Term (Months)||Up to 60 months|
Members First Credit Union Utah Personal Loan Review
Members First Credit Union Utah Personal Loan is offered by Members First Credit Union - Utah, a credit union founded in 1958 and based in Brigham, UT. Members First Credit Union Utah Personal Loan is available in 1 state across the USA.
- APRs starting at 8.75%. These are average starting rates for a personal loan. If you have good credit you may qualify for a loan with better rates.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Credit Union Utah Personal Loan early.
Members First loans Pros & Cons
Members First loans FAQ
What interest rates and personal loan terms does Members First loans offer?
What interest rates does Members First loans offer?
Members First loans offers a fixed APR personal loan product that starts at 8.75% APR.
What is the maximum loan term you can get with Members First loans?
Members First loans offers loans with terms of up to 60 months.
|Personal Loan Amount||N/A|
|Loan Term||up to 60 months|
|APR||Starting at 8.75%|
What fees does Members First loans charge?
Does Members First loans charge an origination fee?
Members First loans may charge a personal loan origination fee.
Does Members First loans charge a late fee?
No, Members First loans will not charge you a late fee if you miss one of the monthly payments.
Does Members First loans charge prepayment fees?
No, Members First loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
|Late Payment Fee||No|
What do you need to qualify for Members First Credit Union Utah Personal Loan?Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Utah Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Members First Credit Union Utah Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Utah Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Utah Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Members First Credit Union Utah Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
|Bank Account Required?||No|
|Application Types Accepted||
|Credit Score||600 - 850|
Does Members First Credit Union Utah Personal Loan report your account activity to credit bureaus?
Yes, Members First Credit Union Utah Personal Loan reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Members First Credit Union - Utah a legit company?
Members First Credit Union - Utah was founded in 1958, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by Members First Credit Union - Utah
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|Credit Score Range||600 - 850|
|Credit Bureau Reporting||
|Payment Options||Automatic Payments|
|APR Type||Fixed APR|
|APR (Fixed APR)||Starting at 8.75%|
|Loan Term||Up to 60 months|