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Last Updated: 04/18/2025

POPA Federal Credit Union Fixed-Rate Home Equity Loans

in Home Equity Loans from POPA Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

90%

Loan Term (Years)

Up to 20
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POPA Federal Credit Union Fixed-Rate Home Equity Loans Review

POPA Federal Credit Union Fixed-Rate Home Equity Loans is offered by POPA Federal Credit Union (NMLS #852741), a credit union founded in 1978 and based in Cerritos, CA. POPA Federal Credit Union Fixed-Rate Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. POPA Federal Credit Union Fixed-Rate Home Equity Loans does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. POPA Federal Credit Union Fixed-Rate Home Equity Loans has a maximum loan to value ratio of 90%.

POPA Federal Credit Union Fixed-Rate Home Equity Loans Pros & Cons

POPA Federal Credit Union Fixed-Rate Home Equity Loans FAQ

What are the home equity loan requirements of POPA Federal Credit Union Fixed-Rate Home Equity Loans

This lender's maximum loan to value rate is 90%. That means the total debt secured by the property cannot exceed 90% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $70k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does POPA Federal Credit Union Fixed-Rate Home Equity Loans charge for a home equity loan?

POPA Federal Credit Union Fixed-Rate Home Equity Loans may charge a loan origination fee

What types of property can you use as security for a home equity loan with POPA Federal Credit Union Fixed-Rate Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. POPA Federal Credit Union Fixed-Rate Home Equity Loans will consider loans secured by the following property types:
  • Primary home.

Is POPA Federal Credit Union a legit company?

POPA Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

13304 Alondra Blvd
Cerritos, CA 90703
(562) 229-9181
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed

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