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Last Updated: 04/18/2025

Radiant Credit Union Second Mortgage Loans

in Home Equity Loans from Radiant Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

Up to $500,000

Maximum LTV

N/A

Loan Term (Years)

5 - 15
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Radiant Credit Union Second Mortgage Loans Review

Radiant Credit Union Second Mortgage Loans is offered by Radiant Credit Union , a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Second Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. Radiant Credit Union Second Mortgage Loans does not offer financing for vacation homes or investment properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Radiant Credit Union Second Mortgage Loans Pros & Cons

Radiant Credit Union Second Mortgage Loans FAQ

How much can you borrow with a Radiant Credit Union Second Mortgage Loans home equity loan?

A home equity loan allows homeowners to borrow money using their home as collateral (similar to a mortgage). Loan amounts vary depending on the value of the home minus the balance of any mortgages or liens on the property.
Radiant Credit Union Second Mortgage Loans allows borrowers to apply for home equity loans of up to $500,000.00. The actual maximum loan amount will vary depending on the value of the property, how much you owe on it, and your creditworthiness.
Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Radiant Credit Union Second Mortgage Loans charge for a home equity loan?

Radiant Credit Union Second Mortgage Loans may charge a loan origination fee up to $2,500.00.

What types of property can you use as security for a home equity loan with Radiant Credit Union Second Mortgage Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Radiant Credit Union Second Mortgage Loans will consider loans secured by the following property types:
  • Primary home.

Is Radiant Credit Union a legit company?

Radiant Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4440 NW 25th Pl.
Gainesville, FL 32606
(352) 381-5200
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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