Last Updated: 04/18/2025
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Amount Range
N/A
APR (Variable APR)
Radiant Credit Union Line of Credit Review
Radiant Credit Union Line of Credit FAQ
What APRs does Radiant Credit Union Line of Credit offer?
Does the Radiant Credit Union Line of Credit charge an origination fee?
Yes, Radiant Credit Union Line of Credit charges a line of credit origination fee .Does the Radiant Credit Union Line of Credit charge a cash advance fee?
Yes, Radiant Credit Union Line of Credit may charge a fee .Does Radiant Credit Union Line of Credit charge a late fee?
Yes, Radiant Credit Union Line of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Radiant Credit Union Line of Credit?
Radiant Credit Union Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Radiant Credit Union Line of Credit report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Radiant Credit Union perform a hard credit pull?
How to apply for Radiant Credit Union Line of Credit
- Visit the Radiant Credit Union Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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