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Last Updated: 05/07/2025

Royal United Home Equity Loans

from Royal United Mortgage

Last Updated: 05/07/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $50,000

Maximum LTV

N/A

Loan Term (Years)

N/A

Royal United Home Equity Loans Review

Royal United Home Equity Loans is offered by Royal United Mortgage (NMLS #13390), a direct lender founded in 2008 and based in Indianapolis, IN. Royal United Mortgage Home Loans are available in 23 states.

Key Takeaways

Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
No origination fees. Royal United Home Equity Loans does not charge fees for processing your application.

Royal United Home Equity Loans Pros & Cons

Pros

Cons

No origination fees.
No prepayment penalty.

No co-sign option available.
Only available in 23 states.

Royal United Home Equity Loans FAQ

Typically, borrowers with good credit can qualify for up to 85 percent of the value of the property less the balance on their first mortgage.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate. However, Royal United Home Equity Loans does not charge an origination fee.

What fees does Royal United Home Equity Loans charge for a home equity loan?

Good news. Royal United Home Equity Loans does not charge a mortgage origination fee.

Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

What types of property can you use as security for a home equity loan with Royal United Home Equity Loans?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Royal United Home Equity Loans will consider loans secured by the following property types:

Primary home.
Secondary homes and vacation properties.
Investment properties and house flipping projects.

Is Royal United Mortgage a legit company?

Royal United Mortgage was founded in 2008, it is a well-established company that has been in business for 18 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

10194 Crosspoint Blvd

Indianapolis, IN 46256

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Email Support

Other Services by Royal United Mortgage

Mortgage Refinance

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SuperMoney Net Recommendation Score

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-1000+100

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