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Last Updated: 04/18/2025

Royal United Mortgage Refinance

in Mortgage Refinance from Royal United Mortgage

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $50,000

Loan Term (Years)

N/A

Royal United Mortgage Refinance Review

Royal United Mortgage Refinance is offered by Royal United Mortgage (NMLS #13390), a direct lender founded in 2008 and based in Indianapolis, IN. Royal United Mortgage Refinance are available in 23 states.

Key Takeaways

No origination fees. Royal United Mortgage Refinance does not charge fees for processing your application.
Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Primary and secondary homes considered. Royal United Mortgage Refinance offers refinancing for both primary residences and vacation homes. Investment properties are not eligible.

Royal United Mortgage Refinance Pros & Cons

Pros

Cons

No origination fees.
No prepayment penalty.

No co-sign option available.
Only available in 23 states.

Royal United Mortgage Refinance FAQ

What range of mortgage balances will Royal United Mortgage Refinance refinance?

Mortgage refinancing loans start at $50,000 .

How long does Royal United Mortgage Refinance take to refinance?

Royal United Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Royal United Mortgage Refinance charge a mortgage origination fee?

No, Royal United Mortgage Refinance does not charge a mortgage origination fee.

Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Royal United Mortgage Refinance charge prepayment fees?

No, Royal United Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What property usage types does Royal United Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Royal United Mortgage Refinance allows the following property usage types:

Primary home
Secondary homes and vacation properties

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Headquarters

10194 Crosspoint Blvd

Indianapolis, IN 46256

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