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Last Updated: 04/18/2025

Together Credit Union Choice Home Equity Loan

in Home Equity Loans from Together Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

N/A

Maximum LTV

80%

Loan Term (Years)

5 - 15
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Together Credit Union Choice Home Equity Loan Review

Together Credit Union Choice Home Equity Loan is offered by Together Credit Union (NMLS #401252), a credit union founded in 1939 and based in St. Louis, MO. Together Credit Union Choice Home Equity Loan are available in 50 states and Washington, DC.

Key Takeaways

  • Only primary residences considered. Together Credit Union Choice Home Equity Loan does not offer financing for vacation homes or investment properties.
  • Maximum LTV. Together Credit Union Choice Home Equity Loan has a maximum loan to value ratio of 80%.

Together Credit Union Choice Home Equity Loan Pros & Cons

Together Credit Union Choice Home Equity Loan FAQ

What are the home equity loan requirements of Together Credit Union Choice Home Equity Loan

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Together Credit Union Choice Home Equity Loan charge for a home equity loan?

Together Credit Union Choice Home Equity Loan may charge a loan origination fee

What types of property can you use as security for a home equity loan with Together Credit Union Choice Home Equity Loan?

Lenders often have restrictions on the type of properties they will accept as security for a home equity loan. Together Credit Union Choice Home Equity Loan will consider loans secured by the following property types:
  • Primary home.

Is Together Credit Union a legit company?

Together Credit Union was founded in 1939, it is a well-established company that has been in business for 87 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

423 Lynch St
St. Louis, MO 63118
(800) 325-9905
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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