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Last Updated: 04/18/2025

Vermont FCU Home Equity Loans

from Vermont Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $10,000

Maximum LTV

95%

Loan Term (Years)

Up to 15

Vermont FCU Home Equity Loans Review

Vermont FCU Home Equity Loans is offered by Vermont Federal Credit Union , a credit union founded in 1953 and based in South Burlington, VT. Vermont FCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. Vermont FCU Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
High maximum LTV ratio. Vermont FCU Home Equity Loans has a maximum loan to value ratio of 95%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Vermont FCU Home Equity Loans.

Vermont FCU Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Vermont FCU Home Equity Loans FAQ

What are the home equity loan requirements of Vermont FCU Home Equity Loans

This lender's maximum loan to value rate is 95%. That means the total debt secured by the property cannot exceed 95% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $75k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Vermont FCU Home Equity Loans charge for a home equity loan?

Vermont FCU Home Equity Loans may charge a loan origination fee

Is vermont federal credit union a legit company?

vermont federal credit union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

275 Kennedy Dr

South Burlington, VT 05403

(802) 658-0225

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Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 5:00PM

Friday

8:30AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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