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Last Updated: 04/18/2025

Vermont FCU Home Equity Loans

in Home Equity Loans from Vermont Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A

Amount Range

Starting at $10,000

Maximum LTV

95%

Loan Term (Years)

Up to 15
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Vermont FCU Home Equity Loans Review

Vermont FCU Home Equity Loans is offered by Vermont Federal Credit Union , a credit union founded in 1953 and based in South Burlington, VT. Vermont FCU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

  • No primary residences considered. Vermont FCU Home Equity Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Vermont FCU Home Equity Loans has a maximum loan to value ratio of 95%.

Vermont FCU Home Equity Loans Pros & Cons

Vermont FCU Home Equity Loans FAQ

What are the home equity loan requirements of Vermont FCU Home Equity Loans

This lender's maximum loan to value rate is 95%. That means the total debt secured by the property cannot exceed 95% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $75k.
Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Vermont FCU Home Equity Loans charge for a home equity loan?

Vermont FCU Home Equity Loans may charge a loan origination fee

Is vermont federal credit union a legit company?

vermont federal credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

275 Kennedy Dr
South Burlington, VT 05403
(802) 658-0225
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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