Last Updated: 12/18/2025
Fairway Home Mortgage
Unaffiliated
Last Updated: 12/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $3,000,000
Loan Term (Years)
N/A
Fairway Home Mortgage Review
Fairway Home Mortgage is offered by Fairway Independent Mortgage Corporation (NMLS #2289), a direct lender founded in 1996 and based in Madison, WI. Fairway mortgage are available in 50 states and Washington, DC.
Key Takeaways
- Wide selection of mortgage programs offered. Fairway Home Mortgage offers FHA, USDA, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Fairway Home Mortgage Pros & Cons
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Fairway mortgage FAQ
How much can you borrow via Fairway Independent Mortgage Corporation?
Fairway mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What mortgage rates does Fairway Independent Mortgage Corporation offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Fairway mortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Fairway mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
What property usage types does Fairway mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Fairway mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Fairway Home Mortgage is (866) 912-4800.
What is the support contact email?
The support contact email for is customerservice@fairwaymc.com.
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Message from our editor
What We Love About Fairway Independent Mortgage
Fairway Independent Mortgage offers a quick, easy online application process and a comprehensive, integrated mobile app that makes applying and following up on loans easier than ever before. This company has been working in the Internet realm for more than 20 years, servicing mortgages and finding better ways to do so by integrating technology and AI. They’ve done this well, and consumers who want a truly integrated, seamless online mortgage experience can rely on this lender.
What Could Fairway Do Better?
Fairway Independent Mortgage has a wide selection of lending products, and they seem to have pretty good customer service. Still, a few reports show that the company has sold loans to other servicers or companies without telling borrowers. There have also been some people that report difficulty getting in touch with loan officers. However, the reviews are positive for the most part.
Fairway's Backstory
Fairway was founded in 1996 in Madison, Wisconsin. The company was created as an Internet-savvy lender at the dawn of the online age, growing into a national brokerage network today that is rather impressive. The company has over 300 independent locations and 4,300 employees, along with more than $50 billion in loans funded to date.
The Verdict
For those who want an online mortgage application that is simple and accessible, Fairway may have the solution. Their mobile app offers an application that takes less than 10 minutes to complete, and approvals are near-instant for most borrowers. They also have a 24/7 portal for borrowers and applicants.
Hours of Operation
Sunday
Closed
Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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Saturday
Closed
Other Services by Fairway Independent Mortgage Corporation
Mortgage Refinance
4
2
2
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Fairway Home Mortgage Community Reviews
Would you recommend Fairway Home Mortgage to your friends?
IB
Ibukun B.
Dec 18, 2025
May or may not recommend
I used Fairway Home Mortgage for my loan, and the process was honestly smooth from start to finish; the online application was fast, clear, and stress-free. Their team stayed responsive, explained every step, and made me feel supported rather than rushed. If you want a lender that combines strong mortgage options with genuinely helpful service, Fairway is worth trusting.
MG
Madhu G.
Nov 7, 2020
May or may not recommend
Fairway Home Mortgage gives a loan for the purchase of a residence; either a primary residence, a secondary residence, or an investment residence. Fairway Home Mortgage allows loan amounts up to $3,000,000. The type of mortgage you choose the maximum loan amount varies accordingly. Fairway Home Mortgage comes with lower interest rates than almost any other kind of loan an individual consumer can find. This is one of the ...Show More
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