HomeBridge Financial Services Home Mortgage

HomeBridge Financial Services Home Mortgage Review

HomeBridge Financial Services Home Mortgage are offered by HomeBridge Financial Services (NMLS #6521), a direct lender founded in 1989 and based in Iselin, NJ. HomeBridge Financial Services Home Mortgage are available in 50 states (and Washington, DC).

Key Takeaways

• 5 different mortgage programs offered. HomeBridge Financial Services Home Mortgage offers FHA, FHA 203k, USDA, VA, conforming, and conventional mortgages.
• Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
• Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, HomeBridge Financial Services Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
• Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

HomeBridge Financial Services Home Mortgage Pros & Cons

Homebridge mortgage FAQ

How much can you borrow via HomeBridge Financial Services?

Homebridge mortgage allows borrowers to apply for loan amounts of up to $2,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does HomeBridge Financial Services offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Homebridge mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Homebridge mortgage offers the following mortgage types:

• FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
• FHA 203k: An FHA mortgage you can also use to finance home improvements.

What property usage types does Homebridge mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Homebridge mortgage allows the following property usage types: 

• Primary home

What is the customer service phone number?

The customer service number for HomeBridge Financial Services Home Mortgage is (866) 933-6342.

What is the support contact email?

The support contact email for is customerservice@homebridge.com.