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Last Updated: 04/18/2025

Georgia United CU Manufactured Home Loans

in Home Mortgage Loans from Georgia United Credit Union

Last Updated: 04/18/2025

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Loan Term (Years)

Up to 30

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Georgia United CU Manufactured Home Loans Review

Georgia United CU Manufactured Home Loans is offered by Georgia United Credit Union (NMLS #483426), a credit union founded in 1958 and based in Duluth, GA. Georgia United CU Manufactured Home Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Georgia United CU Manufactured Home Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • No primary residences considered. Georgia United CU Manufactured Home Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Georgia United CU Manufactured Home Loans has a maximum loan to value ratio of 80%.

Georgia United CU Manufactured Home Loans Pros & Cons

Georgia United CU Manufactured Home Loans FAQ

What is the maximum loan term you can get with Georgia United CU Manufactured Home Loans?

Georgia United CU Manufactured Home Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Georgia United Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Georgia United CU Manufactured Home Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for Georgia United CU Manufactured Home Loans is (888) 493-4328.

What is the support contact email?

The support contact email for is email@gucu.org.

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Contact

Headquarters

6705 Sugarloaf Pkwy
Duluth, GA 30097
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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