Last Updated: 04/18/2025
North American Savings Bank Home Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Credit Score Range
650 - 850
Amount Range
Up to $2,000,000
Loan Term (Years)
15 - 30
North American Savings Bank Home Loans Review
North American Savings Bank Home Loans is offered by North American Savings Bank (NMLS #400039), a bank founded in 1927 and based in Kansas City, MO. NASB mortgage are available in 1 state.
Key Takeaways
- Wide selection of mortgage programs offered. North American Savings Bank Home Loans offers FHA, VA, jumbo, conforming, and conventional mortgages.
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. North American Savings Bank Home Loans offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Fair credit accepted. Borrowers with a credit score as low as 650 may qualify for North American Savings Bank Home Loans.
North American Savings Bank Home Loans Pros & Cons
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NASB mortgage FAQ
How much can you borrow via North American Savings Bank?
NASB mortgage allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with NASB mortgage?
NASB mortgage offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does North American Savings Bank offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, NASB mortgage may charge a loan origination fee starting at $995
What mortgage programs are available?
Besides conventional mortgages, NASB mortgage offers the following mortgage types:
- FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
- VA loans: A zero down payment mortgage or a refinance of up to 100% of the home's value for American military members, veterans, and their spouses. VA loans offer competitive mortgage rates, and don't have a minimum credit score. However, the mortgage lenders that offer them will typically require a credit score of at least 640.
What property usage types does NASB mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. NASB mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for North American Savings Bank Home Loans is (816) 316-4000.
What is the support contact email?
The support contact email for is csr@nasb.com.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by North American Savings Bank
Mortgage Refinance
Rating not yet determined (2 Reviews)
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North American Savings Bank Home Loans Community Reviews
Would you recommend North American Savings Bank Home Loans to your friends?
HO
Hammed O.
Nov 11, 2020
May or may not recommend
So far, I can’t thank NASB enough for their great service, I was able to secure their home mortgage. Although the process of application was longer than my expectation, but the terms and condition are very clear and concise. It has demonstrated great satisfaction and determination just to ensure that the people get the best of experience while playing.
PB
Paul B.
Oct 23, 2020
May or may not recommend
Great Experience..
The customer service was amazing and the process was straightforward. I'm glad to have work with this amazing company.
The package plan was all I could ask for and I am glad with their help..
Great communication and their response was swift.
Will I do this again ?
Yes. I will recommend you to my friends and family and I hope you continue to maintain this great standard
Showing 2 of 2 reviews
