Opes Advisors Home Mortgage
Opes Advisors Home Mortgage
in Home Mortgage Loans from Opes Advisors Mortgage Services · NMLS ID #417490

Opes Advisors Home Mortgage

in Home Mortgage Loans from Opes Advisors Mortgage Services · NMLS ID #417490
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Loan Amount Up to $5,000,000
Loan Term (Years) N/A
Credit Score Range N/A
No Origination Fee N/A

Opes Advisors Home Mortgage Review

Opes Advisors Home Mortgage is offered by Opes Advisors Mortgage Services (NMLS #417490), a direct lender founded in 2004 and based in Cupertino, CA. Flagstar mortgage are available in 3 states across the USA.

Key Takeaways

  • 3 different mortgage programs offered. Opes Advisors Home Mortgage offers FHA, FHA 203k, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Opes Advisors Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Opes Advisors Home Mortgage Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 3 states.

Flagstar mortgage FAQ

How much can you borrow via Opes Advisors Mortgage Services?

Flagstar mortgage allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Opes Advisors Mortgage Services offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Flagstar mortgage offers home loans with APRs starting at 2.9% .

Do they charge mortgage origination fees?

Yes, Flagstar mortgage may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Flagstar mortgage offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.

What property usage types does Flagstar mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Flagstar mortgage allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for Opes Advisors Home Mortgage is (877) 700-6737.

What is the support contact email?

The support contact email for is

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Other Services by Opes Advisors Mortgage Services


  Available in 3 states
  • California
  • Oregon
  • Washington

Feature Breakdown

Intended Use Primary Home
Primary Residence
APR Starting at 2.9%
(Verified 08/04/2023)
Loan Amount Up to $5,000,000
Mortgage Programs
  • FHA
  • FHA 203k
  • VA

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