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Last Updated: 04/18/2025

Transcend CU Conventional Home Loans

from Transcend Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

10 - 30

Transcend CU Conventional Home Loans Review

Transcend CU Conventional Home Loans is offered by Transcend Credit Union , a credit union founded in 1934 and based in Louisville, KY. Transcend CU Conventional Home Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types. Transcend CU Conventional Home Loans only offers fixed-rate mortgages.
Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Transcend CU Conventional Home Loans.

Transcend CU Conventional Home Loans Pros & Cons

Pros

Cons

Available in 55 states.

Charges an origination fee.
Charges prepayment fees.

Transcend CU Conventional Home Loans FAQ

What is the maximum loan term you can get with Transcend CU Conventional Home Loans?

Transcend CU Conventional Home Loans offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Transcend Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Transcend CU Conventional Home Loans may charge a loan origination fee .

What property usage types does Transcend CU Conventional Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Transcend CU Conventional Home Loans allows the following property usage types:

Primary home
Secondary homes and vacation properties
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Transcend CU Conventional Home Loans is (502) 459-3000.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3740 Bardstown Rd

Louisville, KY 40218

(502) 459-3000

Visit Site

Hours of Operation

Sunday

Closed

Monday

8:30AM - 4:00PM

Tuesday

8:30AM - 4:00PM

Wednesday

8:30AM - 4:00PM

Thursday

8:30AM - 4:00PM

Friday

8:30AM - 6:00PM

Saturday

9:00AM - 12:00PM

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Credit Score Range

N/A

Amount Range

N/A

No Origination Fee

N/A

Loan Term (Years)

15 - 30

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SuperMoney Net Recommendation Score

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-1000+100

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