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Last Updated: 04/18/2025

Georgia United CU VA Loans

in Home Mortgage Loans from Georgia United Credit Union

Last Updated: 04/18/2025

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Loan Term (Years)

Up to 30

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Georgia United CU VA Loans Review

Georgia United CU VA Loans is offered by Georgia United Credit Union (NMLS #483426), a credit union founded in 1958 and based in Duluth, GA. Georgia United CU VA Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. Georgia United CU VA Loans only provides VA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Georgia United CU VA Loans offers adjustable-rate mortgages and fixed-rate mortgages.
  • No primary residences considered. Georgia United CU VA Loans does not offer financing for primary homes.
  • High maximum LTV ratio. Georgia United CU VA Loans has a maximum loan to value ratio of 100%, which is higher than average. Most lenders want you to have at least 20% equity.

Georgia United CU VA Loans Pros & Cons

Georgia United CU VA Loans FAQ

What is the maximum loan term you can get with Georgia United CU VA Loans?

Georgia United CU VA Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Georgia United Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Georgia United CU VA Loans may charge a loan origination fee .

Does Georgia United CU VA Loans charge prepayment fees?

No, Georgia United CU VA Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs are available?

Besides conventional mortgages, Georgia United CU VA Loans offers the following mortgage types:

    What is the customer service phone number?

    The customer service number for Georgia United CU VA Loans is (888) 493-4328.

    What is the support contact email?

    The support contact email for is email@gucu.org.

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    Contact

    Headquarters

    6705 Sugarloaf Pkwy
    Duluth, GA 30097
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    10:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

    Other Services by Georgia United Credit Union