Last Updated: 04/18/2025
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Highlights
Minimum Initial Investment
$0
Management Fee
0.3% - 1.15%
TIAA Personal Portfolio Review
TIAA investments is a bank founded in 1918 and based in New York, NY.
TIAA investments Pros & Cons
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TIAA investments FAQ
What fees does TIAA investments charge?
TIAA investments uses a fee-only model.
This means TIAA investments gets paid a flat fee regardless of what financial products or services you use. It also means they have a fiduciary responsibility to their clients. Instead of making money on trades commissions or selling products, they recommend an asset allocation and get paid a flat-fee or a percentage of the assets under administration. That requires that they act in their client’s financial best interest at all times.
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| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Management Fee | 0.3% - 1.15% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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What management fees does TIAA investments charge?
TIAA investments charges an annual management fee that starts at 0.3% and ranges up to 1.15%.
Many financial advisors charge based on how much money they oversee by using a fee-structure called “assets under management,” or AUM. For instance, a 0.40% fee translates to $4 per year for every $1,000 an investment advisor manages. Management fees, also known as maintenance fees, cover the operating costs of investment advisors and are typically deducted from your account every month or quarter. The management fee does not cover the underlying expense ratios of the investment vehicles purchased by investment advisors.
What are the investment expense ratios of TIAA investments?
Hiring an investment advisor with competitive investment fees is one of the most important steps to maximizing your portfolio's performance. Investment expense ratios can vary drastically depending on the types of accounts and assets involved. A survey by the ICI puts the average expense ratio for actively managed funds at 0.76% and indexed funds at 0.08%. The investment expense ratios of an investment advisor will vary depending on the type of assets they invest in and whether they attach additional charges to fund fees.
TIAA investments does not charge fees based on an investment expense ratio. What type of investment accounts and asset classes does TIAA investments support?
TIAA Bank offers the following types of assets and account types.
| Supported Options | Unsupported Options |
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TIAA Bank does not offer any of the investment vehicles that we track.
What is the minimum amount you have to invest to open an account with TIAA investments?
TIAA investments does not have a minimum amount to open an account.SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
Closed
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TIAA Personal Portfolio Community Reviews
Would you recommend TIAA Personal Portfolio to your friends?
MM
Mariah M.
Dec 15, 2020
May or may not recommend
I started an IRA investment account with TIAA on the recommendation of a friend, and I have mixed feelings about it. Unlike my other personal investment accounts, I don’t have access to investment professionals through this account, so much of what I am doing is muddling around with my own limited knowledge of investments to make something work. The account is doing very well, which is why I ...Show More
RM
Roger M.
Oct 8, 2020
May or may not recommend
TIAA's first subtraction, or debit, is its failure to include Exchange Traded Funds --- ETF's --- in its arsenal. Beyond that its descriptions are unduly wordy and lengthy. For example the paragraph on Taxes should get immediately to the point --- it is a topic likely to rank high on the curiosity chart of any client. In general nothing included on this site is a compelling invitation.
Showing 2 of 2 reviews
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