Upstart Loan Investing

Upstart Loan Investing Review

Upstart Loan Investing is a marketplace based in San Carlos, CA. It was founded in 2012 and offers financing opportunities to investors in 50 states (and Washington, DC).

Upstart Loan Investing FAQ

What rate of return can investors expect?

The average rate of return is 6.6%. However, past performance does not guarantee future results.

What is the range of investment terms with Upstart Loan Investing?

Upstart Loan Investing offers investment terms ranging from 36 to 60 months.

What is the minimum investment you can make?

You must invest at least $100 to open an account with Upstart Loan Investing.

What fees does Upstart Loan Investing charge?

Fees may vary but you can expect to pay 0.5% of the amount invested.

What are the income requirements to invest with Upstart Loan Investing?

Unlike many real estate platforms, Upstart Loan Investing does not require investors to meet income requirements.

In fact, only investors accredited by the U.S. Securities and Exchange Commission qualify. The SEC defines accredited investors as people with a net worth of at least one million dollars without including the value of their primary residence.

Only U.S. citizens and permanent residents can invest in Upstart Loan Investing.

To qualify, applicants may need to provide the following documentation:

• Proof of Identity
• Proof of Income
• Social Security Number