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Marketplace Investing
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Last Updated: 01/07/2026

Upstart Loan Investing

in Marketplace Investing from Upstart Mortgage LLC

Last Updated: 01/07/2026

Upstart Loan Investing logo
Strongly recommended5 total votes
4 users recommend
1 users are unsure
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Highlights

Community Rating

Strongly recommended

Minimum Initial Investment

$100

Average ARR

Starting at 6.6%

Investor Fees

0.5%

Number of Reviews

5
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Upstart Loan Investing Review

Upstart Loan Investing is a marketplace based in San Mateo, CA. It was founded in 2012 and offers financing opportunities to investors in 50 states (and Washington, DC).

Upstart Loan Investing FAQ

What rate of return can investors expect?

The average rate of return is 6.6%. However, past performance does not guarantee future results.

What is the minimum investment you can make?

You must invest at least $100 to open an account with Upstart Loan Investing.

What fees does Upstart Loan Investing charge?

Fees may vary but you can expect to pay 0.5% of the amount invested.

What are the income requirements to invest with Upstart Loan Investing?

Unlike many real estate platforms, Upstart Loan Investing does not require investors to meet income requirements.
In fact, only investors accredited by the U.S. Securities and Exchange Commission qualify. The SEC defines accredited investors as people with a net worth of at least one million dollars without including the value of their primary residence.
Only U.S. citizens and permanent residents can invest in Upstart Loan Investing.
To qualify, applicants may need to provide the following documentation:
  • Proof of Identity
  • Proof of Income
  • Social Security Number

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Contact

Headquarters

2950 S Delaware St
San Mateo, CA 94403
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