American Modern Mobile Home Insurance

American Modern Mobile Home Insurance Review

American Modern Mobile Home Insurance is an insurance carrier based in Amelia, OH. The company was founded in 1938 and offers mobile home insurance in 50 states (and Washington, DC).

American Modern Mobile Home Insurance FAQ

What is the financial strength rating of American Modern Mobile Home Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

American Modern Mobile Home Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does American Modern Mobile Home Insurance offer?

Mobile home insurance includes a wide range of coverages. One of the best ways to saving money on your manufactured home insurance is to only pay for the coverage you need. American Modern Mobile Home Insurance offers the following types of mobile home insurance coverage:

Liability Coverage:

The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

Personal Property Protection:

This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

Renters Liability Coverage:

If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.

American Modern Mobile Home Insurance customers can also add the following riders or endorsements to their mobile home insurance policies:

Earthquake Coverage:

This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Sinkhole Coverage:

Sinkhole insurance provides compensation for damages to home, outlying property and personal belongings if they are damaged by a sinkhole on your property.

Watercraft Coverage:

This rider provides protection from liability and damages caused by a boat. This may be enough if you have a small boat or if you only use it on your property. However, you may want to consider a separate boat insurance policy for larger boats and longer trips.