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Last Updated: 04/18/2025

USAA Mobile Home Insurance

from USAA Federal Savings Bank

Last Updated: 04/18/2025

Rating not yet determined4 total votes

1 users recommend

3 users don't recommend

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

USAA Mobile Home Insurance Review

USAA Mobile Home Insurance is an insurance carrier based in Phoenix, AZ. The company was founded in 1922 and offers mobile home insurance in 50 states (and Washington, DC).

USAA Mobile Home Insurance FAQ

What is the financial strength rating of USAA Mobile Home Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

USAA Mobile Home Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does USAA Mobile Home Insurance offer?

Mobile home insurance includes a wide range of coverages. One of the best ways to saving money on your manufactured home insurance is to only pay for the coverage you need. USAA Mobile Home Insurance offers the following types of mobile home insurance coverage:

Dwelling Coverage:

Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.

Liability Coverage:

The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

Personal Property Protection:

This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

USAA Mobile Home Insurance customers can also add the following riders or endorsements to their mobile home insurance policies:

Earthquake Coverage:

This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Identity Theft Protection:

This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

Sewage and Drain Backup Coverage:

This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

How can you save money on a USAA Mobile Home Insurancepolicy?

When you ask for a quote with USAA Mobile Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

Home Security or Protective Devices
Home Monitoring System

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with USAA Mobile Home Insurance.

What additional benefits does USAA Mobile Home Insurance offer?

USAA Mobile Home Insurance offers the following benefits to its customers:

24/7 Phone Availability:

Customer service is staffed around the clock.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1 Norterra Dr

Phoenix, AZ 85085

Visit Site

Email Support

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

USAA Mobile Home Insurance Community Reviews

Would you recommend USAA Mobile Home Insurance to your friends?

Leaha H.

Nov 18, 2021

May or may not recommend

Horribly expensive. Was quoted almost 4000 annually, which is outrageous for any provider, on 80k. I've seen 200k mobiles run at most 1000 annually....will be moving all of my USAA products including savings and checking

Douglas S.

Jun 8, 2021

May or may not recommend

USAA DOES NOT INSURE MOBILE HOMES THIS IS DECEPTIVE ! THEY PAWN YOU OFF TO FOREMOST INS CO ( THEY ARE PARTNERS THIS IS WHY THEY SEND YOU THERE ) WHICH IS A RIP OFF AND EXPENSIVE COMPANY !!

Evan O.

Feb 27, 2021

May or may not recommend

I used USAA's mobile home insurance for my tiny house. I was able to work with the manufacturer to get the home classified as a mobile home which made the tricky prospect of insuring a tiny house a breeze. As always, the customer service provided by USAA was outstanding, They offer 24 hours support and it's always a native English speaker from America on the other end of the line. ...Show More

Georgia G.

Dec 19, 2017

May or may not recommend

When a company refuses to give their phone number it's a bad sign. I wanted to get the phone number for USAA to call them for a quote but it's nowhere on the screen that I can see.

Showing 4 of 4 reviews