Last Updated: 04/18/2025
Atlantic FCU Money Market Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
4.25%(Verified 02/10/2025)
Minimum Balance to Earn APY
$1,000
Minimum Opening Deposit
$1,000 - $2,500
Atlantic FCU Money Market Accounts Review
Atlantic FCU Money Market Accounts is offered by Atlantic Federal Credit Union, a credit union founded in 1941 and based in Brunswick, ME. Atlantic FCU Money Market Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.25%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $1000.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit.
Pros & Cons of Atlantic FCU Money Market Accounts
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Atlantic FCU Money Market Accounts FAQ
Are money market accounts from Atlantic Federal Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Atlantic FCU Money Market Accounts rates?
| Rates | Amount |
| APY | 4.25% |
Atlantic FCU Money Market Accounts offers an APY of up to 4.25% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $1000. This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What are the fees for Atlantic FCU Money Market Accounts?
Atlantic FCU Money Market Accounts does not charge a monthly maintenance fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Atlantic FCU Money Market Accounts?
Minimum deposit of $1,000. You must make an initial deposit of at least $1,000 to open this account.
Interest rate minimum balance of $1,000. You must keep the account balance above $1,000 to earn interest.
What features and perks does Atlantic FCU Money Market Accounts offer?
This account includes the following features:
- Mobile Banking Services - Atlantic FCU Money Market Accounts allows you to manage your money through online banking and a dedicated mobile app.
What is the customer service phone number?
The customer service number for this account is (800) 834-0432.
What is the support contact email?
The support contact email for this business credit card is info@atlanticfcu.com.
How to open an account with Atlantic Federal Credit Union
- Visit the Atlantic Federal Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM