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Last Updated: 04/18/2025

Atlantic FCU Auto Loans

from Atlantic Federal Credit Union

Last Updated: 04/18/2025

Atlantic Federal Credit Union logo
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Highlights

Amount Range

N/A

APR (Variable APR)

4.99% - 7.99%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 180
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Atlantic FCU Auto Loans Review

Atlantic FCU Auto Loans is offered by Atlantic Federal Credit Union, a credit union founded in 1941 and based in Brunswick, ME. Atlantic FCU Auto Loans are available in 50 states and Washington, DC.

Atlantic FCU Auto Loans FAQ

What APR does Atlantic FCU Auto Loans offer on its car loans?

Atlantic FCU Auto Loans offers a variable APR car loan product that ranges from 4.99% APR up to 7.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Atlantic FCU Auto Loans?

Atlantic FCU Auto Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Atlantic FCU Auto Loans charge an origination fee?

Yes, Atlantic FCU Auto Loans may charge a loan origination fee .

Does Atlantic FCU Auto Loans charge a late fee?

Yes, Atlantic FCU Auto Loans charges borrowers with a late payment penalty fee

Does Atlantic FCU Auto Loans charge prepayment fees?

Yes, Atlantic FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Atlantic FCU Auto Loans loan?

Yes, you can. However, Atlantic FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Atlantic FCU Auto Loans?

Atlantic FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Atlantic FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Atlantic FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Atlantic Federal Credit Union perform a hard credit pull?

Yes, Atlantic FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Atlantic Federal Credit Union a legit company?

Atlantic Federal Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

55 Cushing St
P.O. Box 188
Brunswick, ME 04011
(800) 834-0432
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Atlantic FCU Auto Loans Community Reviews

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