Last Updated: 04/18/2025
Citizens Equity 1st CU Money Market Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.15%(Verified 06/21/2024)
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Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
Starting at $2,500
Citizens Equity 1st CU Money Market Account Review
Citizens Equity 1st CU Money Market Account is offered by Citizens Equity First Credit Union, a credit union founded in 1937 and based in Peoria, IL. Citizens Equity 1st CU Money Market Account are available in 2 states.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.15%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.
- Charges a monthly fee. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$2,500.
- High minumum opening deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.
Pros & Cons of Citizens Equity 1st CU Money Market Account
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Citizens Equity 1st CU Money Market Account FAQ
Are money market accounts from Citizens Equity First Credit Union federally insured?
Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What are the dividends for Citizens Equity 1st CU Money Market Account rates?
Citizens Equity 1st CU Money Market Account offers an APY starting at 0.10% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.10% - 0.15% |
What are the fees for Citizens Equity 1st CU Money Market Account?
This account charges a monthly maintenance fee of up to $5. You can avoid this fee by maintaining a balance of $2,500.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for Citizens Equity 1st CU Money Market Account?
Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.
Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.
What features and perks does Citizens Equity 1st CU Money Market Account offer?
This account includes the following features:
- Fraud monitoring - Citizens Equity First Credit Union monitors transactions for potentially fraudulent activity.
- Mobile Banking Services - Citizens Equity 1st CU Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
- Nationwide ATM network - Citizens Equity 1st CU Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.
What is the customer service phone number?
The customer service number for this account is (800) 542-3328.
What is the support contact email?
The support contact email for this business credit card is email@cefcu.com.
How to open an account with Citizens Equity First Credit Union
- Visit the Citizens Equity First Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
8:00AM - 12:00PM