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Last Updated: 04/18/2025

KeyPoint CU Business Elite Money Market Account

from KeyPoint Credit Union

Last Updated: 04/18/2025

KeyPoint Credit Union logo
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APY (Annual Percentage Yield)

1.26% - 4.28%(Verified 06/21/2024)

Minimum Balance to Earn APY

$25,000

Minimum Opening Deposit

Starting at $25,000

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KeyPoint CU Business Elite Money Market Account Review

KeyPoint CU Business Elite Money Market Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint Business Money Market Account are available in 50 states and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.28%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $25000.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • High minumum opening deposit. You must deposit a minimum of $25,000, which is high compared to most money market accounts.

Pros & Cons of KeyPoint CU Business Elite Money Market Account

KeyPoint CU Business Elite Money Market Account FAQ

Are money market accounts from keypoint credit union federally insured?

No, your KeyPoint Credit Union money market accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What are the interest rates for KeyPoint Business Money Market Account rates?

KeyPoint Business Money Market Account offers an APY starting at 1.26% and ranging up to 4.28% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $25000.

What are the fees for KeyPoint CU Business Elite Money Market Account?

KeyPoint CU Business Elite Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for KeyPoint Business Money Market Account?

Minimum deposit of $25,000. You must make an initial deposit of at least $25,000 to open this account.
Interest rate minimum balance of $25,000. You must keep the account balance above $25,000 to earn interest.

What features and perks does KeyPoint Business Money Market Account offer?

This account includes the following features:
  • Mobile Banking Services - KeyPoint Business Money Market Account allows you to manage your money through online banking and a dedicated mobile app.

What is the customer service phone number?

The customer service number for this account is (888) 255-3637.

What is the support contact email?

The support contact email for this business credit card is info@kpcu.com.

How to open an account with KeyPoint Credit Union

  • Visit the KeyPoint Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2805 Bowers Ave
Santa Clara, CA 95051
(888) 255-3637
Visit Site

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM

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Other Money Market Accounts from KeyPoint Credit Union

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APY (Annual Percentage Yield)

0.05% - 0.20%
Disclaimer popup with additional information

Minimum Balance to Earn APY

$1K

Minimum Opening Deposit

Starting at $1K
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KeyPoint Credit Union logo

APY (Annual Percentage Yield)

0.05% - 2.27%
Disclaimer popup with additional information

Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

$1K - $25K

SuperMoney Net Recommendation Score

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