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  Pacific City Bank VIP Money Market
Pacific City Bank VIP Money Market Unaffiliated

Pacific City Bank VIP Money Market

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Highlights
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY N/A
Minimum Opening Deposit Starting at $100,000

Pacific City Bank VIP Money Market Review

Pacific City Bank VIP Money Market is offered by Pacific City Bank, founded in 2003 and based in Los Angeles, CA. Pacific City Bank VIP Money Market is available in 51 states across the USA.

Key Takeaways
  • No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.
  • Charges a monthly fee. This account charges a monthly service fee of $20, but the fee is waived if you keep a minimum balance of $20,000.
  • High minumum deposit. You must deposit a minimum of $100,000, which is high compared to most money market accounts.
Pros & Cons of Pacific City Bank VIP Money Market
Pros Cons
  • Available in all 50 states.
  • Does not offer mobile check deposits.
  • No signup bonus.
  • Does not provide a debit card.
  • Not FDIC-insured.
  • Monthly service charge.
Pacific City Bank VIP Money Market FAQ

Are money market accounts from Pacific City Bank federally insured?

No, your Pacific City Bank money market accounts are not insured by a federal insurance agency. This means that if Pacific City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What are the interest rates for Pacific City Bank VIP Money Market rates?

What are the fees for Pacific City Bank VIP Money Market?

This account charges a monthly maintenance fee of up to $20. You can avoid this fee by maintaining a balance of $20,000.
Pacific City Bank VIP Money Market Fees
Fees Amount
Monthly Fee up to $20
Paper Statement Fee N/A

What is the minimum balance for Pacific City Bank VIP Money Market?

Minimum deposit of $100,000. You must make an initial deposit of at least $100,000 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $20,000.

What features and perks does Pacific City Bank VIP Money Market offer?

This account includes the following features:

What is the support contact email?

The support contact email for this business credit card is info@paccitybank.com.

How to open an account with Pacific City Bank

  • Visit the Pacific City Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $20,000
Minimum Opening Deposit Starting at $100,000
Monthly Fee $20
NSF Fee $30
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC
  • Check Writing

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